Patriot America Plus is a travel medical insurance plan that provides comprehensive coverage for both medical coverage and other travel-related coverage and includes emergency medical services for visitors to the United States during their travel and temporary stay outside of their home country.
| Plan | Comprehensive Coverage Plan |
| Administrator | by IMG – International Medical Group |
| Plan Underwritten by | Sirius Specialty Insurance Corporation |
| A.M. Best Rated | A |
| PPO Network | United Healthcare PPO Network |
| Covers | Non-US Citizens(traveling) |
| Covers | Green Card Holders |
| Covers | U.S. citizens living abroad, briefly visiting the U.S. (As long as their country of residence is outside the U.S.) And they intend to return to their country of residence |
Get acquainted with the Top 10 Reasons to Buy Patriot America Plus for Parents Visiting USA
Please note: Atlas America and Safe Travels USA Comprehensive provide coverage for the acute onset of pre-existing conditions. INF Elite needs to be purchased for a minimum of 90 days.










Inpatient or Outpatient are subject to deductible and coinsurance unless otherwise noted Eligible medical expenses are limited to usual. reasonable and customary limits per period of coverage unless stated as the maximum limit.


Emergency Reunion: $1,000,000 maximum limit



Return of Minor Children: $1,000,000 maximum limit


Accidental Death and Dismemberment: $50,000 principal sum

Common Carrier Accidental Death:



Natural Disaster:



Covers Acute onset of pre-existing conditions: Up to the maximum limit
If you experience a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition, this coverage provides:
To be eligible for limited coverage and benefits for Acute Onset of Pre-Existing Condition as per the insurance company the following conditions and restrictions must be met at the time of Acute Onset of Pre Existing Condition:
The adventure sports rider provides coverage for injuries sustained during certain extreme sports
Lifetime maximum amounts are listed below:
The cost of Patriot America Plus insurance varies depending on several factors, including the age of the traveler, the length of insurance coverage, the plan limit, and the deductible
The higher the plan limit, the higher the premium, while the higher the deductible, the lower the premium
The cost Patriot America Plus insurance can be obtained by providing the travel dates and passport details of the traveler.
The following are the coverage and benefits offered by Patriot America Plus Insurance:
It is a visitors’ insurance plan and is one of the most popular comprehensive plans available in the market.
This is a popular insurance plan for travel to the U.S.
The insurance plan provides coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more
The cost depends on factors such as the age of the traveler, the length of insurance coverage, the plan limit, and the deductible. The higher the plan limit, the higher the premium, while the higher the deductible, the lower the premium
To buy, you will need the travel dates and passport details of the traveler, including the name, date of birth, passport number, and travel dates. For five or more travelers consider Group Travel Insurance
If you cancel your coverage, you will be required to pay a $50 cancellation fee, and only full-month premiums will be considered for refunds. If you have filed claims, your premium is nonrefundable
Yes, Patriot America Plus offers COVID-19 coverage, including acute onset of pre-existing conditions
Patriot America Plus covers emergency medical evacuation up to the policy maximum
Yes, Patriot America Plus offers coverage for adventure sports
Patriot America Plus is an in-demand and one of the best-selling plans for parents visiting the USA.
This plan could be an excellent choice for you based on:
Overall, our review is very positive and is considered a reliable and comprehensive option for visitors to the USA. It offers a range of coverage options, and flexibility in terms of policy duration, and is backed by reputable insurance providers i.e. International Medical Group (IMG).
We always recommend reviewing the specific terms and conditions of the policy you plan to purchase and consult with the insurance provider for detailed information.
At OnshoreKare we have licensed agents who can help you clear your doubts and address any questions you may have, you can reach them at +1 855 652 5565 or email info@onshorekare.com.
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