The iTravelInsured Travel LX plan is designed for travelers who require comprehensive coverage and support during domestic or international trips, especially those traveling to remote or exotic locations.
It offers one of the most robust travel insurance packages available, covering a wide range of potential issues such as trip cancellations, interruptions, medical emergencies, and travel delays.
With added benefits such as coverage for pet owners and a wide range of evacuation services, this plan provides peace of mind for the discerning traveler.
You can purchase optional upgrades like Cancel for any reason (CFAR) and Interruption for any reason (IFAR) at an additional cost.
The iTravelInsured Travel LX plan includes extensive benefits that cover numerous travel-related incidents. Here’s a breakdown of the coverage provided:
| Benefit Type | Details |
|---|---|
| Trip Cancellation | Up to 100% reimbursement of non-refundable trip costs for cancellations due to covered reasons. |
| Trip Interruption | Reimbursement up to 150% of non-refundable trip costs, covering additional costs for interrupted trips. |
| Cancel for Any Reason (CFAR)(Optional Upgrade) | Up to 75% of non-refundable trip costs for cancellations not covered by the standard policy (only available at the time of purchase). |
| Trip Interruption For Any Reason (IFAR)(Optional Upgrade) | Up to 75% of non-refundable trip costs for interruptions not covered by the standard policy |
| Trip Delay | Up to $250 per day, with a maximum of $2,500 for delays lasting more than 6 hours. |
| Change Fee | Reimbursement of up to $300 per person for fees incurred to change travel arrangements due to a covered reason. |
| Medical Evacuation | Up to $1,000,000 for Emergency medical evacuation, including transportation to the hospital of choice and Repatriation of remains. |
| Traveling Companion/Bedside Companion | Up to $200 per day for a companion to stay bedside if a traveling companion is hospitalized (maximum $1,000). |
| Pet Kennel Fees | Up to $100 per day for kennel fees if a trip is delayed and a pet must stay longer (maximum $500). |
| Rental Car Damage and Theft | Up to $40,000 for damage or theft of a rental car. |
| Baggage and Personal Effects | Up to $2,500 for loss, theft, or damage to baggage and personal effects, including passport or visa replacement. |
| Search and Rescue | Up to $10,000 for search and rescue services if the traveler is lost or injured. |
| Accident & Sickness Medical Expenses | Up to $500,000 for medical expenses, including emergency medical treatment and evacuation, with a dental sublimit of $1,000 per trip. |
| Accidental Death And Dismemberment | $100,000 (Common Carrier) |
The pre-existing condition waiver is a feature available with the iTravelInsured Travel LX plan, allowing coverage for medical conditions that existed prior to purchasing the plan.
Normally, travel insurance policies do not cover pre-existing conditions, but this waiver enables travelers to receive coverage for medical expenses related to conditions that existed before their trip, as long as the plan is purchased within a time-sensitive period (typically 20 days from the initial trip deposit).
This waiver ensures that travelers with existing medical conditions are not excluded from coverage, providing peace of mind in case of an emergency during travel.
In addition to the comprehensive insurance coverage, iTravelInsured Travel LX provides 24/7 non-insurance emergency travel assistance services, such as:
The iTravelInsured Travel LX plan stands out from other travel insurance plans due to its extensive coverage, flexibility, and specialized benefits designed for luxury and adventurous travelers. Below are some key differences that set it apart:
While many travel insurance plans cover the basics like trip cancellation, delays, and medical emergencies, iTravelInsured Travel LX offers premium protection tailored for high-end travelers or those seeking more specialized coverage, such as luxury trip protection, adventure travel benefits, and higher coverage limits.
The added flexibility with CFAR/IFAR coverage and unique benefits like search and rescue and political evacuation make it an ideal choice for discerning travelers who require extensive, high-limit coverage during their trips.
Contact us to get a quote and purchase iTravelInsured Travel LX insurance plan.
Our licensed insurance agents are available to assist you with any questions or concerns.
Get a quote online or by phone today!
The iTravelInsured Travel LX plan provides an unparalleled level of protection for discerning travelers, offering comprehensive coverage for trip cancellations, medical emergencies, evacuation, delays, and more. Whether you’re exploring remote destinations, embarking on a luxury vacation, or traveling with pets, this plan ensures peace of mind with its extensive benefits. With options like Cancel for Any Reason and Interruption for Any Reason, it provides an extra layer of flexibility, making it a valuable choice for any trip. Don’t leave your travels to chance—choose iTravelInsured Travel LX for ultimate protection and support, wherever your journey takes you.
The plan covers trip cancellations, trip interruptions, medical emergencies, evacuation, trip delays, rental car damage, baggage loss, and many other travel-related incidents.
You qualify by purchasing the plan and paying the premium before your trip begins. Coverage is activated according to the specific benefit you require.
Yes, if the plan is purchased within a specific period (usually within 20 days of booking your trip), pre-existing medical conditions are covered under the waiver provision.
Yes, you can cancel the policy within 10 days for a full refund if no claims have been filed and the trip has not started.
Yes, the plan covers pet-related incidents, including trip cancellations or interruptions due to illness, injury, or death of a pet, as well as kennel fees if your trip is delayed.
The plan provides up to $1,000,000 for emergency medical evacuation, ensuring you get the care you need and are transported to a hospital of your choice.
To file a claim with iTravelInsured Travel LX, follow these steps:
Make sure to submit your claim as soon as possible, as delays may affect the outcome or reimbursement. For assistance, IMG’s customer service is available 24/7 to guide you through the process.
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