Top 10 Reasons To Buy Safe Travels Voyager Plan
20 May. 2025
Top 10 Reasons To Buy Safe Travels Voyager Plan
Trawick International Safe Travels Voyager is a comprehensive travel insurance plan designed for U.S. residents embarking on both domestic and international trips. Whether you’re planning a short getaway or a long-term adventure, this plan offers extensive coverage to safeguard your trip.
With Safe Travels Voyager, you can insure your trip for up to 180 days and enjoy coverage for trip cancellation up to 100% of your trip cost and trip interruption up to 150% of your trip cost, with a maximum coverage of $100,000 per person.
The plan provides primary emergency medical coverage up to $250,000 per person, ensuring you don’t have to deal with complicated claims processes with your domestic health insurance. In addition, Safe Travels Voyager includes $1,000,000 in Emergency medical evacuation coverage, so you’re protected in the event of a medical emergency while traveling abroad.
It also covers pre-existing medical conditions as long as the plan is purchased prior to or up to your final trip payment.
For added flexibility, the plan offers Cancel For Any Reason (CFAR) coverage (available in most states), allowing you to cancel your trip for reasons like personal choice, government restrictions, or unforeseen circumstances. This option reimburses up to 75% of your non-refundable trip costs if you cancel at least 48 hours before departure, provided you purchase it within 21 days of your initial trip deposit date.
In addition to the basic benefits, Safe Travels Voyager also covers trip delays, missed connections, airline fees, repatriation of remains, rental car damage, and accidental death & dismemberment, ensuring you’re covered for a wide range of travel risks.
Available for travelers up to the age of 99, Safe Travels Voyager is underwritten by Nationwide Mutual Insurance Company, a trusted provider with an A+ “Superior” rating from A.M. Best. The plan also covers COVID-19 treatment as a medical condition, just like any other illness, as long as it occurs after the policy’s effective date.
Safe Travels Voyager offers a comprehensive, reliable solution to protect your travel plans and ensure peace of mind while you explore the world.
What Is Safe Travels Voyager Insurance?
Safe Travels Voyager Insurance Definition And Overview
The Safe Travels Voyager Insurance is a comprehensive travel insurance plan specifically designed for U.S. residents embarking on both domestic and international trips. This plan offers high benefit limits to protect your travels against a variety of unforeseen circumstances, including trip cancellations, interruptions, delays, and medical emergencies.
Underwritten by Nationwide Mutual Insurance Company, which boasts an A+ “Superior” rating from A.M. Best, Safe Travels Voyager Insurance ensures that policyholders receive reliable and trustworthy coverage. Whether you’re planning a short getaway or a long-term adventure, this plan provides the peace of mind you need to enjoy your travels without worry.
When planning an international trip, having the right insurance is essential to protect yourself from unexpected events that can disrupt your plans. Safe Travels Voyager Insurance, offered by Trawick International, is a comprehensive travel protection plan that covers a wide range of travel-related risks. Here are the top 10 reasons why you should consider purchasing this plan:
1. Comprehensive Trip Cancellation Coverage
Life is unpredictable, and sometimes you have to cancel your trip due to unforeseen circumstances. Safe Travels Voyager covers 100% of insured trip costs up to $100,000 if you need to cancel for reasons such as sickness, injury, death, or other covered events. This ensures that you’re not left financially exposed if your travel plans fall through.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Trip Cancellation | Covers trip cancellation due to sickness, injury, or other emergencies | 100% of insured trip cost up to $100,000 |
2. Generous Trip Interruption Benefits
If something forces you to cut your trip short, Safe Travels Voyager offers up to 150% of your trip cost, up to $150,000. The maximum trip cost that can be insured per person is $100,000. This ensures that you are compensated for the remaining portion of your trip and the additional expenses incurred due to the interruption. Whether it’s due to a family emergency or a medical situation, you’ll have financial protection.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Trip Interruption | Covers interruptions caused by emergency situations | 150% of trip cost up to $150,000 |
3. Emergency Medical Coverage Up To $250,000
When traveling internationally, access to healthcare can be expensive. Safe Travels Voyager offers $250,000 in primary medical coverage, which can be crucial if you experience an illness or injury while abroad. This comprehensive coverage ensures that you won’t have to worry about costly medical bills.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Emergency Medical Expenses | Covers medical treatment for sickness or injury abroad | $250,000 |
4. Up To $1,000,000 For Emergency Evacuation
In case of a medical emergency requiring evacuation, Safe Travels Voyager provides up to $1,000,000 for emergency evacuation. Whether you need to be transported to the nearest medical facility or returned home, this coverage offers peace of mind knowing you’re protected in case of a major medical crisis.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Emergency Evacuation | Covers evacuation to the nearest medical facility | $1,000,000 |
5. Pre-Existing Coverage Included
Many travel insurance plans don’t cover pre-existing medical conditions, but Safe Travels Voyager offers pre-existing condition coverage if the plan is purchased within 21 days of your initial trip deposit. This makes it an ideal choice for travelers with ongoing health issues, ensuring that they have the same protection as other travelers.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Pre-Existing Condition Coverage | Covers pre-existing medical conditions if purchased within 21 days of trip deposit | N/A (covered under conditions) |
6. Baggage Coverage And Baggage Delay Protection
Losing luggage or having it delayed is one of the most stressful aspects of traveling. With Safe Travels Voyager, you’ll have up to $2,500 for baggage loss and $600 for baggage delays (after 8 hours). This coverage ensures that you can replace lost items and cover essential expenses while waiting for delayed luggage.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Baggage Loss | Covers lost or stolen baggage | $2,500 (up to $300 per article) |
| Baggage Delay | Reimbursement for essentials if baggage is delayed | $600 (after 8 hours) |
7. Trip Delay Coverage
If your trip is delayed by more than 6 hours, Safe Travels Voyager offers up to $3,000 in trip delay benefit. This can be used for accommodation, meals, and other essentials, ensuring that your trip doesn’t end up costing more due to unforeseen delays.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Trip Delay | Covers additional expenses due to trip delays | $3,000 ($250 per day) after 6 hours |
8. Optional Coverage For Any Reason
One of the standout features of Safe Travels Voyager is the ability to purchase optional coverage for trip cancellation and interruption for any reason (CFAR and IFAR). This coverage allows you to cancel or interrupt your trip for personal reasons and still receive compensation — up to 75% of trip costs for cancellation and 50% for interruption, adding an extra layer of flexibility.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Trip Cancellation for Any Reason | Covers trip cancellation for any reason | 75% of trip cost (within 21 days of deposit) |
| Trip Interruption for Any Reason | Covers trip interruption for any reason | 50% of trip cost (within 21 days of deposit) |
9. Accidental Death & Dismemberment Coverage
Traveling can come with unforeseen risks, which is why Safe Travels Voyager includes Accidental Death & Dismemberment (AD&D) coverage for both air travel and 24-hour protection. The $50,000 coverage for common carriers (like flights) and up to $25,000 for other accidents provides financial protection in the event of a tragic incident.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| Accidental Death & Dismemberment | Covers accidental death or injury during travel | $50,000 (air travel), $25,000 (24-hour coverage) |
10. COVID-19 Benefits
COVID-19 Medical Expenses
In today’s travel landscape, COVID-19 coverage is a crucial consideration. Safe Travels Voyager Insurance provides comprehensive coverage for COVID-19 medical expenses, treating it as any other sickness under the policy.
If you contract COVID-19 after the policy’s effective date, you can receive reimbursement for medical treatment and services related to the virus. Additionally, the plan covers COVID-19 testing if it is ordered by an attending physician for diagnostic purposes.
However, it’s important to note that COVID-19 vaccination or booster shots are not covered under this policy. With Safe Travels Voyager Insurance, you can travel with confidence, knowing that you are protected against the unexpected costs associated with COVID-19.
Additional Bonus Reasons To Buy Safe Travels Voyager Plan
1. Plan Cost and Renewability
How much does Safe Travels Voyager Insurance cost?
The cost of Safe Travels Voyager Insurance varies based on several factors, including your residence, age, trip duration, total trip cost, maximum coverage selected, and any additional add-ons you choose.
After the 10-day review period, the premium for this plan is non-refundable. However, the plan offers flexibility with the option to extend coverage, provided you purchase the OPTIONAL EXTENDED COVERAGE and obtain the Company’s approval.
2. 10-Day Free Look Period
Safe Travels Voyager offers a 10-day free look period after purchasing the plan. If you’re not satisfied with the coverage, you can cancel the policy within the first 10 days (as long as no claims have been filed and you haven’t departed for your trip) and receive a full refund of your premium. This risk-free period gives you confidence in your purchase, knowing that you can change your mind if the plan isn’t a perfect fit.
| Coverage Type | Benefit Details | Maximum Coverage |
|---|---|---|
| 10-Day Free Look Period | Risk-free period to cancel the plan for a full refund | Full refund of premium within 10 days |
Final Thoughts
Safe Travels Voyager provides some of the most comprehensive travel insurance coverage available for international travelers. From trip cancellation and interruption to emergency medical expenses and evacuation, this plan covers the essential risks you may face while traveling abroad. With added benefits like pre-existing condition coverage, trip delay protection, and optional coverage for any reason, it’s a solid choice for those seeking peace of mind during their travels.
If you’re planning an international trip and want the best protection, Safe Travels Voyager Insurance by Trawick International is a reliable and comprehensive option to consider.
Frequently Asked Questions (FAQ) About Safe Travels Voyager Plan
1. What is covered under Trip Cancellation?
Trip Cancellation covers the non-refundable portion of your trip if you need to cancel due to unforeseen reasons, including sickness, injury, death, or other covered events such as a natural disaster or terrorist incident. Safe Travels Voyager reimburses up to 100% of trip costs, up to $100,000, depending on your specific circumstances.
2. What does Trip Interruption cover?
If your trip is interrupted due to an emergency, Safe Travels Voyager offers up to 150% of your trip cost, up to $150,000, to cover any unused portion of the trip and additional expenses incurred due to the interruption. This can include returning home early for a family emergency or medical situation.
3. How does the Emergency Medical Coverage work?
If you become ill or injured while traveling, Safe Travels Voyager covers emergency medical expenses up to $250,000. This includes treatment at local hospitals or medical facilities abroad, ensuring that you don’t have to worry about paying expensive medical bills while traveling.
4. What if I need to be evacuated due to a medical emergency?
In the case of a severe medical emergency, Safe Travels Voyager provides up to $1,000,000 for emergency evacuation to the nearest medical facility or for medical repatriation back to your home country. This coverage ensures you’re safely transported if the situation requires it.
5. Is pre-existing condition coverage included in Safe Travels Voyager?
Yes, Safe Travels Voyager includes coverage for pre-existing conditions, but only if the plan is purchased within 21 days of your initial trip deposit. This makes it an excellent choice for travelers with ongoing health issues who need protection during their international travels.
6. What does Baggage Coverage include?
Baggage Coverage under Safe Travels Voyager protects you in the event that your luggage is lost or stolen during the trip. You are covered for up to $2,500, with a limit of $300 per article and $500 combined per trip. Additionally, Baggage Delay coverage offers $600 for essential purchases if your baggage is delayed for more than 8 hours.
7. What does Trip Delay cover?
If your trip is delayed for 6 hours or more, Safe Travels Voyager provides up to $3,000 in trip delay coverage. This can be used for accommodation, meals, and other essential expenses incurred due to the delay, ensuring you don’t have to bear extra costs from an unexpected interruption.
8. What is the Optional Coverage for Any Reason (TCAR and TIAR)?
Safe Travels Voyager offers optional coverage for Trip Cancellation for Any Reason (TCAR) and Trip Interruption for Any Reason (TIAR). This gives you the flexibility to cancel or interrupt your trip for personal reasons, with up to 75% of trip costs for cancellation and 50% for interruption. These options offer more control and peace of mind for unpredictable situations.
9. What is Accidental Death & Dismemberment Coverage?
This coverage provides financial protection in case of accidental death or injury during your trip. Safe Travels Voyager includes $50,000 for common carrier accidents (air travel) and $25,000 for other 24-hour accidents. This ensures your family or beneficiaries receive compensation in case of a tragic incident.
10. What is the 10-Day Free Look Period?
The 10-Day Free Look Period allows you to review your Safe Travels Voyager plan after purchase. If you’re not satisfied with the coverage, you can cancel within 10 days (provided you haven’t already filed a claim or started your trip) and receive a full refund of your premium. This offers risk-free peace of mind when purchasing the plan.
11. Is Safe Travels Voyager Insurance available for all travelers?
Yes, Safe Travels Voyager is available for all international travelers regardless of age, making it an ideal choice for families, solo travelers, and business travelers alike. However, you must purchase the plan within the 21-day pre-existing condition window to receive coverage for any ongoing medical conditions.
12. How do I purchase Safe Travels Voyager Insurance?
You can purchase Safe Travels Voyager Insurance directly from OnshoreKare website or through an authorized insurance agent. It’s easy to get a quote, compare prices, and select coverage that suits your travel needs.
13. Can I cancel my policy after the 10-day free look period?
After the 10-day free look period, cancellations are generally not possible unless under exceptional circumstances (e.g., serious illness or trip cancellation). It’s important to review the terms and conditions before purchase to ensure it aligns with your needs.
