Top 10 Reasons To Choose Safe Travels USA

Here are the Top 10 reasons to choose safe travels safe travels USA, When planning a trip to the United States, securing reliable travel insurance should be a top priority. Safe Travels USA is a USA comprehensive insurance plan, offering extensive coverage for travelers visiting the U.S.

This comprehensive plan, is one of the leading visitors insurance plans for foreign nationals visiting the USA. It is designed to meet visitors insurance needs for non-US citizens and foreign nationals visiting from other countries, providing broad protection and a wide range of benefits. The plan is also ideal for those traveling to or from other countries, not just the USA.

Introduction To Safe Travels USA

Safe Travels USA is a leading travel insurance plan crafted specifically for non-US citizens visiting the United States. Whether you’re traveling for business, leisure, or to reconnect with family and friends, this comprehensive plan offers essential protection for your journey. With robust benefits such as medical accident and sickness coverage, emergency medical evacuation, and repatriation of remains, Safe Travels USA ensures you’re prepared for the unexpected.

One of the standout features of this plan is its access to a widely recognized PPO network, including the United Healthcare PPO Network . This means policyholders can receive quality medical care from trusted healthcare providers across the country, minimizing out-of-pocket costs and ensuring prompt treatment.

Safe Travels USA is available to non-US citizens, foreign nationals, and green card holders, making it an ideal choice for anyone seeking reliable travel insurance while in the USA. With a focus on emergency medical needs and access to a strong ppo network, Safe Travels USA delivers peace of mind for every traveler.

Key Features Of Safe Travels USA

Feature	Details
1. Extensive Medical Coverage	Emergency Medical Treatment: Covers hospitalization, surgeries, outpatient care, and prescription drugs. Coverage is up to the medical maximum and medical policy maximum selected by the policyholder. Emergency Medical Evacuation: Up to $2,000,000. Repatriation of Remains: Up to $50,000. Emergency Dental Treatment: Up to $250. Maximum coverage limits apply for specific claims as outlined in the policy.
2. Acute Onset of Pre-Existing Conditions	Under 70: Coverage up to the medical policy maximum purchased, with limited coverage for certain conditions.
3. COVID-19 Coverage	COVID-19: treated as any other illness, ensuring coverage for medical treatment related to the virus if contracted after policy’s effective date.
4. Flexible Deductible Options	Deductible options: from $0 to $5,000, allowing for tailored coverage based on budget and needs. An out of network deductible applies when using providers outside the PPO network.
5. Access to a Wide Network of Providers	Partners with the United Healthcare PPO Network for quality healthcare providers across the U.S. Urgent care and emergency room visits are covered, with applicable copays and coverage details as specified in the policy.
6. Trip Protection Benefits	Trip Interruption: Up to $5,000. Lost Baggage: Up to $1,000. Accidental Death & Dismemberment: Up to $25,000.
7. Optional Add-Ons for Enhanced Coverage	Return to Home Country: Up to $25,000. Sports Activity Coverage: Up to $50,000. Enhanced Accidental Death & Dismemberment: Up to $500,000.
8. Wellness and Preventive Care	Includes up to $125 per policy period for routine check-ups and preventive care.
9. Extended Coverage Duration	Coverage from 5 days to 364 days, with the option to extend coverage based on travel duration.
10. Reputable Underwriter	Underwritten by Zurich Insurance Europe AG with an “A” (Excellent) rating from A.M. Best.

This table simplifies the key features of Safe Travels USA, making it easy for readers to quickly understand the coverage and benefits.

1. Comprehensive Medical Coverage

Safe Travels USA provides essential medical coverage, ensuring you’re protected against unforeseen medical expenses during your trip. Coverage is provided up to the selected medical maximum or medical policy maximum, which determines the highest amount the plan will pay for eligible claims. To be eligible for coverage, treatment must be obtained from a qualified healthcare provider. Key benefits include:

• Emergency Medical Treatment: Covers hospital stays, surgeries, and outpatient care.
• Emergency Medical Evacuation: Up to $1,000,000 for evacuation in case of a medical emergency.
• Repatriation of Remains: Coverage for the return of mortal remains up to $50,000.
• Emergency Dental Treatment: Up to $250 for dental injuries or pain.
• Prescription Drugs: Coverage for prescription drugs up to plan maximum or up to $250,000, depending on the policy maximum chosen.
• Emergency Room Visits: Coverage for emergency room treatment for illnesses or injuries, subject to plan limits and co-payment requirements.
• Urgent Care Visits: Coverage for urgent care services, offering a convenient and cost-effective option for immediate medical attention.

Maximum coverage limits apply to each benefit.

2. Coverage For Acute Onset Of Pre-Existing Conditions

One of the highlights of Safe Travels USA is its pre-existing condition coverage for the sudden and acute onset of a pre-existing condition. Only pre-existing conditions covered under the plan are eligible for this benefit.

Pre-existing condition benefits are limited to sudden and acute onset, and the benefit covers only one unexpected recurrence or sudden and unexpected recurrence of symptoms. Coverage does not apply to expected medical care, planned treatments, or chronic, rapidly progressive conditions. A sudden and unexpected outbreak or recurrence of a pre-existing condition must occur without advance warning to be eligible. Coverage related to pre-existing conditions is subject to specific limits and eligibility criteria.

3. COVID-19 Coverage

With the ongoing impact of COVID-19, Safe Travels USA ensures you’re covered for medical treatment if you contract the virus during your trip, treating COVID-19 as any other sickness under the plan. COVID-19 is included as part of the plan’s sickness medical coverage, providing protection for a wide range of illnesses and unexpected health incidents. COVID-19 related treatment is covered just like any other illness.

4. Flexible Deductible Options

Safe Travels USA offers flexible deductible options, allowing you to choose the right plan for your budget. When using providers outside the plan’s preferred network, an out of network deductible may apply. Deductibles range from $0 to $5,000, making it possible to tailor the plan to suit your financial needs.

5. Access To A Wide Network Of Healthcare Providers

Safe Travels USA partners with a broad network of healthcare providers, including urgent care centers and emergency room facilities, through the United Healthcare PPO network. This ensures you have access to quality care across the United States without worrying about out-of-network issues.

6. Trip Protection Benefits

In addition to medical coverage, Safe Travels USA includes valuable trip protection benefits:

• Trip Interruption: Up to $5,000 for unexpected cancellations or interruptions. Please note, if the policy is canceled after the start date, a cancellation fee may apply according to the policy terms.
• Lost Baggage: Up to $1,000 for lost, stolen, or damaged baggage.
• Accidental Death & Dismemberment: Coverage up to $25,000 for accidents.

These trip protection benefits apply to the covered person, and under certain conditions, claims may be processed on a covered person’s behalf as specified in the policy.

7. Customizable Add-Ons For Enhanced Protection

Safe Travels USA allows travelers to customize their policy with optional add-ons, including additional coverage options to further enhance their protection:

• Return to Home Country: Up to $25,000 for trip-related emergency returns.
• Sports Coverage: Up to $50,000 for injuries sustained while participating in covered sports activities.
• Enhanced Accidental Death & Dismemberment: Up to $500,000 in coverage for serious injuries or death from accidents.

8. Wellness And Preventive Care

The plan includes coverage for wellness benefits, such as preventive health checks, up to $125 per policy period. This ensures your overall health is prioritized during your travels.

9. Flexible Coverage Duration

Safe Travels USA offers flexible coverage durations ranging from 5 days to 364 days, with the option to extend your coverage as needed. This provides the freedom to adapt your insurance based on your travel schedule.

10. Reliable And Trusted Underwriter

Safe Travels USA is underwritten by Zurich Insurance, a reputable global insurer with an “A” (Excellent) rating from A.M. Best. This ensures that your policy is backed by a financially stable and trustworthy provider.

Bonus Reason: Travel Assistance Services

Beyond its core medical coverage, Safe Travels USA stands out for its exceptional travel assistance services. Policyholders have access to 24/7 support for a wide range of travel and medical emergencies, including emergency medical evacuation and repatriation of remains. If you encounter a sudden illness, injury, or travel disruption, the plan’s dedicated assistance team is ready to help coordinate emergency medical care, arrange transportation to the nearest suitable medical facility, and facilitate communication with your family.

In addition to emergency medical support, Safe Travels USA offers help with travel delays, trip interruptions, and lost or stolen luggage, ensuring you’re never left to navigate these challenges alone. These travel assistance services are designed to make your experience in the United States as smooth and stress-free as possible, providing expert guidance and support whenever you need it most. With Safe Travels USA, you can travel confidently, knowing that help is just a phone call away in any emergency.

Conclusion

Safe Travels USA provides exceptional coverage for international travelers visiting the U.S., ensuring you are protected from medical emergencies, trip cancellations, and much more. With flexible options, reliable coverage, and a trusted underwriter, Safe Travels USA is a smart investment for peace of mind during your travels. Be sure to review the details of the plan to make sure it meets your travel needs.

Frequently Asked Questions (FAQ) – Top 10 Reasons To Choose Safe Travels USA Insurance

1. What is Safe Travels USA Insurance?

Safe Travels USA is a visitors insurance plan, also known as Safe Travel USA Insurance, and is a comprehensive travel medical insurance plan designed for non-U.S. citizens visiting the United States. Offered by Trawick International and underwritten by Zurich Insurance, it provides coverage for unexpected medical expenses, including emergency medical treatment, evacuation, and trip-related incidents.

2. Who is eligible for Safe Travels USA Insurance?

This plan is available to non-U.S. citizens and non-U.S. residents, including foreign nationals visiting the USA from other countries, as well as those traveling abroad. It covers individuals up to the age of 89. However, U.S. citizens, U.S. residents, and green card holders are not eligible.

3. What does Safe Travels USA Insurance cover?

The plan offers comprehensive coverage, including:

• Emergency Medical Treatment: Hospitalization, surgeries, outpatient care, and prescription drugs.
• Urgent Care: Covered with specific copay amounts for in-network services.
• Emergency Room: Covered for both illness and injury, subject to plan limits and co-payment requirements.
• Emergency Medical Evacuation: Up to $1,000,000.
• Repatriation of Remains: Up to $50,000.
• Emergency Dental Treatment: Up to $250.
• Acute Onset of Pre-Existing Conditions: Coverage varies by age.
• COVID-19 Coverage: Treated as any other illness.
• Trip Protection Benefits: Includes trip interruption, lost baggage, and accidental death & dismemberment.

Coverage is subject to the medical maximum, medical policy maximum, and maximum coverage limits specified in your plan.

The plan covers certain sports activities, such as cross country, but excludes extreme sports and other high-risk activities.

4. How much does Safe Travels USA Insurance cost?

Premiums vary based on factors such as age, coverage amount, deductible choice, and trip duration. Typically, premiums range from $50 to over $1,000 per month. It’s advisable to obtain a personalized quote to determine the exact cost.

5. Can I extend or renew my coverage?

Yes, Safe Travels USA Insurance offers coverage durations from 5 days to 364 days. The policy can be extended or renewed, provided there is no lapse in coverage. Extensions are subject to approval and should be arranged before the current policy expires.

6. Does the plan cover pre-existing conditions?

Yes, the plan provides pre existing condition coverage for the acute onset of a pre existing condition, but only pre existing conditions covered under the plan are eligible. Pre existing condition benefits are limited to sudden and acute onset, and the benefit covers only one unexpected recurrence or sudden and unexpected recurrence of symptoms. Coverage does not apply to expected medical care, planned treatments, or chronic, rapidly progressive conditions. A sudden and unexpected outbreak or recurrence of a pre existing condition must occur without advance warning to be eligible. Coverage related to pre-existing conditions is subject to specific limits and eligibility criteria:

• Under 70 years: Covered up to the policy maximum limitations apply.

Coverage for cardiac conditions is limited to $25,000 for those under 70 and $15,000 for those 70 and above.

7. How do I file a claim?

Claims can be filed by the covered person or on a covered person’s behalf by contacting the insurance provider’s claims department, providing necessary documentation such as medical bills and receipts, and completing any required claim forms. It’s advisable to notify the provider as soon as possible after receiving treatment.

8. Is there coverage for COVID-19?

Yes, Safe Travels USA Insurance covers COVID-19 treatment as any other sickness, provided the policyholder contracts the virus after the policy’s effective date. COVID-19 is included as part of the plan’s sickness medical coverage, which also applies to other sickness and unexpected illnesses that are not pre-existing. This includes coverage for medical treatment related to COVID-19.

9. Can I purchase the insurance online?

Yes, Safe Travels USA Insurance can be purchased online through OnshoreKare. It’s recommended to compare plans and consult with an insurance advisor to select the coverage that best fits your travel needs.

10. Is Safe Travels USA Insurance suitable for senior travelers?

Yes, the plan is designed to accommodate travelers up to the age of 89. It offers coverage options tailored to the needs of senior travelers, including coverage for acute onset of pre-existing conditions and emergency medical services up to age 70.