Top 10 Reasons To Choose Safe Travels USA Cost Saver

Traveling to the United States can be an exciting experience, but it’s essential to ensure you have the right insurance coverage. Safe Travels USA Cost Saver Insurance is a health insurance plan and visitor insurance designed for non-U.S. citizens traveling to the USA. Here’s why it’s a top choice.

Here Are The Top 10 Reasons To Choose Safe Travels USA Cost Saver Plan:

Feature	Details
1. Affordable Premiums	Monthly premiums are affordable, depending on age group, coverage amount, and deductible choice
2. Comprehensive Medical Coverage	This comprehensive plan provides maximum coverage up to $1,000,000 in accident and sickness medical expenses, covering hospitalization, outpatient care, emergency evacuation, and repatriation of remains
3. Coverage for Pre-Existing Conditions	Covers unexpected recurrence of pre-existing conditions up to $1,000 for individuals under 70; coverage is limited for those in the 70+ age group and not available for those 80 years and above
4. Flexible Deductible Options	Deductible options range from $0 to $5,000, providing flexibility based on individual budgets.
5. Access to a Wide Network of Providers	Access to the First Health PPO Network, ensuring timely and efficient medical care across the U.S.
6. Trip Protection Benefits	Includes coverage for trip interruption (up to $5,000), lost baggage (up to $1,000), and accidental death & dismemberment (up to $25,000)
7. Emergency Medical Evacuation Coverage	Up to $1,000,000 and up to $25,000 for any condition covered under unexpected recurrence of a pre-existing condition
8. Wellness and Preventive Care	Includes wellness benefit up to $125 per policy period, covering routine check-ups and preventive care
9. Extended Coverage Duration	Coverage available from 5 days to 364 days, with an option to extend, providing flexibility for varying trip lengths
10. Reputable Underwriter	Underwritten by Zurich Insurance Europe AG, with an “A” (Excellent) rating from A.M. Best, ensuring reliability and trustworthiness

These are the key features of Safe Travels USA Cost Saver Insurance This plan is suitable for citizens traveling from other countries, it is specifically designed for non-US citizens traveling to the USA, offering visitor insurance and health insurance plan options.

1. Affordable Premiums

Safe Travels USA Cost Saver Insurance is designed for budget-conscious travelers. Monthly premiums range with age group being one of the main factors determining the cost, along with coverage amount and deductible choice.

2. Comprehensive Medical Coverage

This comprehensive plan is designed for international travel and citizens traveling to the USA, offering extensive protection. Covered expenses include sickness medical coverage, hospitalization, outpatient care, and emergency evacuation. The plan offers maximum coverage up to $1,000,000.

3. Coverage For Pre-Existing Conditions

Safe Travels USA Cost Saver Insurance provides pre existing condition coverage for the sudden and unexpected recurrence of pre-existing conditions, up to $1,000, for the age group under 70 years old. Coverage eligibility is determined based on physician recommendations, and is not available for individuals aged 70 and above.

4. Flexible Deductible Options

Travelers can choose from a range of deductible options, from $0 to $5,000, allowing for tailored coverage that fits individual budgets.

5. Access To A Wide Network Of Providers

The plan includes access to the First Health PPO Network, providing quality healthcare providers across the U.S. This ensures that policyholders receive timely and efficient medical care when needed.

6. Trip Protection Benefits

Safe Travels USA Cost Saver Insurance includes trip interruption coverage up to $5,000, reimbursement for lost baggage up to $1,000, and accidental death and dismemberment benefits up to $25,000.

7. Emergency Medical Evacuation Coverage

Up to $1,000,000 for emergency medical evacuation in the event of a medical emergency, and up to $25,000 for any condition covered under unexpected recurrence of a pre-existing condition.

8. Wellness And Preventive Care

The plan includes a wellness benefit of up to $125 per policy period, covering one doctor visit for routine check-ups and preventive care.

9. Extended Coverage Duration

Safe Travels USA Cost Saver Insurance offers coverage for periods ranging from 5 days to 364 days, with the option to extend coverage, providing flexibility for travelers with varying trip durations.

10. Reputable Underwriter

The plan is underwritten by Zurich Insurance Europe AG, a company with an “A” (Excellent) rating from A.M. Best, ensuring reliability and trustworthiness.

How Safe Travels USA Cost Saver Compares To Other Plans

When it comes to travel medical insurance for visitors to the United States, not all plans are created equal. Safe Travels USA Cost Saver stands out among visitors insurance plans for its balance of affordability, comprehensive coverage, and flexibility. Unlike many other insurance plans, Safe Travels USA Cost Saver offers a wide range of policy maximums—from $50,000 up to $1,000,000—allowing travelers to select the level of medical coverage that best fits their needs and budget.

One of the key advantages of the USA Cost Saver plan is its coverage for the acute onset of pre-existing conditions, a feature not always available in other travel insurance plans. This means that if a sudden and unexpected outbreak or recurrence of a pre-existing condition occurs, the plan can help cover eligible medical expenses, provided the event happens without advance warning and requires immediate medical care. This is especially valuable for non-US citizens and foreign nationals who may not have access to a primary health plan in the U.S.

Additionally, Safe Travels USA Cost Saver offers flexible deductible options, a robust PPO network for easy access to quality medical care, and benefits like trip interruption and lost baggage coverage. The plan’s minimum premium and the ability to extend coverage up to 364 days make it ideal for both short and long-term stays. Compared to other insurance coverage options like Atlas America or Patriot America, Safe Travels USA Cost Saver delivers a comprehensive insurance plan with competitive pricing and essential benefits for international travelers.

Conclusion

Safe Travels USA Cost Saver Insurance provides comprehensive coverage for international travelers visiting the United States. With its affordable premiums, extensive benefits, and reputable underwriter, it offers peace of mind, allowing travelers to focus on enjoying their journey. Always review the policy details to ensure it aligns with your specific needs and travel plans.

Safe Travels USA Cost Saver Insurance – Frequently Asked Questions (FAQ)

1. What is Safe Travels USA Cost Saver Insurance?

Safe Travels USA Cost Saver is a safe travels medical insurance and health insurance plan for international travelers, specifically designed for non-U.S. citizens visiting the United States. Offered by Trawick International and underwritten by Zurich Insurance Europe AG, it provides comprehensive coverage for unexpected medical expenses, emergency services, and travel-related incidents.

2. Who is eligible for this insurance plan?

This plan is available to citizens traveling from their home country to the United States or other countries. Coverage is offered to non-U.S. citizens and non-U.S. residents aged 14 days to 89 years. It is not available to U.S. citizens, U.S. residents, or green card holders.

3. What does the insurance cover?

The plan provides sickness medical coverage and pre existing condition coverage for international travel, ensuring protection for travelers both inside and outside the USA.

The plan includes:

• Emergency Medical Treatment: Hospitalization, surgeries, and outpatient care.
• Emergency Medical Evacuation: Up to $1,000,000.
• Repatriation of Remains: Up to $50,000.
• Trip Interruption: Up to $5,000.
• Lost Checked Baggage: Up to $1,000.
• Accidental Death & Dismemberment: Up to $25,000.
• Wellness Benefit: Up to $125 per policy period.
• Acute Onset of Pre-Existing Conditions: Pre existing condition coverage up to $1,000 for individuals under 70 years old, subject to policy terms and the suddenness of the condition.

Note: COVID-19-related expenses are not covered under this plan.

4. Can I extend or renew my coverage?

Yes, coverage can be extended or renewed up to a total of 364 days, provided there is no lapse in coverage. Extensions are subject to approval and should be arranged before the current policy expires.

5. What are the deductible options?

The plan offers deductible choices ranging from $0 to $5,000, allowing travelers to tailor their plan to their financial preferences.

6. Does the plan cover Emergency Medical Evacuation?

Yes, the plan offers emergency medical evacuation coverage of up to $1,000,000 per period of insurance in the event of a medical emergency.

7. How much does the insurance cost?

Premiums vary based on factors such as age, coverage amount, deductible choice, and trip duration.

8. How do I file a claim?

Claims can be filed by contacting the insurance provider’s claims department, providing necessary documentation such as medical bills and receipts, and completing any required claim forms. It’s advisable to notify the provider as soon as possible after receiving treatment.

9. Is there coverage for pre-existing conditions?

Yes, the Safe Travels USA Cost Saver plan provides coverage for the unexpected recurrence of pre-existing conditions, up to $1,000 for eligible travelers. This benefit is available to non-US citizens and US residents traveling to the USA.

1. The plan specifically covers the acute onset of pre-existing conditions, which refers to a sudden and unexpected outbreak or recurrence that occurs spontaneously, without advance warning, and is of short duration but rapidly progressive.
2. This means if a pre-existing condition flares up unexpectedly and requires urgent medical care, the USA Cost Saver insurance can help cover the medical expenses, provided the event meets the plan’s criteria.
3. This coverage is designed to give peace of mind to travelers with pre-existing medical conditions, ensuring they have access to necessary medical care during their stay in the U.S.

9. What is a pre-existing condition?

A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder that existed at the time of application or at any time during the three years prior to the effective date of the insurance.

10. Can I purchase the insurance online?

Yes, Safe Travels USA Cost Saver Insurance can be purchased online through OnshoreKare. It’s recommended to compare plans and select the coverage that best fits your travel needs.

Travel Tips For A Safe And Worry-Free Trip

Traveling to the United States is an exciting adventure, but it’s important to be prepared for the unexpected. Purchasing travel medical insurance, such as the Safe Travels USA Cost Saver plan, is a smart way to protect yourself from unforeseen medical expenses and emergencies. This comprehensive insurance plan covers medical expenses for doctor visits, hospital stays, and emergency medical evacuations, as well as pre-existing conditions, making it an excellent choice for travelers with pre-existing medical conditions.

To make the most of your trip and minimize risks, consider these essential travel tips:

• Choose the right insurance plan: Research and select a travel insurance plan like Safe Travels USA Cost Saver that offers the medical coverage and benefits you need, including coverage for pre-existing conditions and emergency services.
• Understand your policy: Review your insurance policy to know the coverage limits, policy maximum, deductibles, and co-insurance requirements. This helps avoid surprises if you need to use your insurance.
• Keep documents handy: Always carry your insurance policy information and identification with you during your travels.
• Locate medical facilities: Familiarize yourself with nearby hospitals, urgent care centers, and emergency services at your destination.
• Take preventive measures: Protect your health by getting recommended vaccinations, practicing good hygiene, and using appropriate safety gear.

Additional Points To Keep In Mind:

• The Safe Travels USA Cost Saver plan is a secondary/excess insurance plan, which means it coordinates with any primary health plan you may have.
• The plan covers medical expenses up to the policy maximum, which ranges from $50,000 to $1,000,000, depending on your selection.
• There is a minimum premium of $10 per person, and coverage can last up to 364 days, with the option to extend if needed.
• You can purchase the plan online and manage your coverage as your travel plans change.

By following these tips and securing a comprehensive travel insurance plan, like Safe Travels USA Cost Saver, you can travel with confidence, knowing you’re protected against unexpected medical costs and emergencies. Focus on enjoying your journey and creating unforgettable memories, while your insurance coverage takes care of the rest.