Optional Add-On Benefits For Atlas America Insurance

Enhance your Atlas America Insurance coverage for additional protection and peace of mind during your trip. During the checkout process, you can select these optional add-on benefits to tailor the plan to your specific needs.

What Are Add-On Benefits?

Add-on benefits, also known as optional riders, are additional coverage options that you can choose to enhance or customize your existing insurance plan.

These benefits allow you to tailor the insurance policy to better meet your specific needs during your travels.

Why Choose Add-On Benefits?

Add-ons are designed to extend coverage for specific situations that may not be included in the base policy.

This way, you can enhance protection based on your individual needs, travel destination, and risk factors.

For instance, if you plan to engage in adventure sports or want additional liability protection, you can add the relevant coverage for more peace of mind.

Add-On Benefits For Atlas America Insurance

Here are add-on benefits available with Atlas America Insurance:

Personal Liability Benefit Rider:

If you’re concerned about potential accidents or damage you might cause to third-party property during your travels, you can purchase this add-on to increase personal liability coverage.

This add-on can raise your coverage from the base limit to a higher amount, offering extra protection.

Add more protection for unforeseen incidents:

Purchase an additional $90,000 in Personal Liability coverage, on top of the $10,000 included in the base plan, bringing the total liability coverage to $100,000.

Affordable Coverage:

This rider cost is very affordableper person per day, ensuring you’re covered for unexpected accidents or damage to third-party property.

Coverage Breakdown:

Here’s the coverage breakdown in a tabular form:

Coverage Type	Amount
Base PL Coverage	$10,000
Additional PL Coverage Available	$90,000
Total PL Coverage Amount	$100,000

This table provides a clear breakdown of the Personal Liability (PL) coverage available with Atlas America Insurance, including the base and additional coverage amounts.

Crisis Response Benefit Rider:

If you’re traveling to regions with political instability or potential natural disasters, this add-on offers evacuation and crisis response coverage, increasing your protection in emergencies like riots, civil unrest, or major natural disasters.

Increase your crisis response coverage:

Atlas America provides $10,000 for crisis response as part of the base plan. You can enhance this coverage by an additional $90,000, bringing the total coverage to $100,000 for only few dollars per person per day.

What does this cover?:

This rider provides financial protection in case of political instability, natural disasters, or other crises that require emergency evacuation.

Coverage Breakdown:

Here’s the coverage breakdown in a tabular form:

Coverage Type	Amount
Base CR Coverage	$10,000
Additional CR Coverage Available	$90,000
Total CR Coverage Amount	$100,000

This table clearly shows the breakdown of the Crisis Response (CR) coverage available with Atlas America Insurance, including the base and additional coverage amounts.

Accidental Death & Dismemberment (AD&D) Coverage:

This add-on provides additional financial protection if you suffer serious injury or death due to an accident. It can double the base amount of coverage, ensuring that you and your beneficiaries receive higher compensation.

Extra protection in case of an accident:

If you’re between the ages of 18 and 69, this rider allows you to double the base Accidental Death & Dismemberment (AD&D) benefit, increasing the coverage from $25,000 to $50,000.

Key Benefits:

This rider ensures that in the event of your death or loss of a limb due to an accident, you or your beneficiaries receive compensation. AD&D coverage is not subject to the overall policy maximum.

Affordable Addition:

This optional rider is available at an affordable rateper person per day.

Coverage Breakdown:

Here’s the coverage breakdown in a tabular form:

Coverage Type	Amount
Base AD&D Coverage	$25,000
Additional AD&D Coverage Available	$25,000
Total AD&D Coverage Amount	$50,000

This table clearly shows the breakdown of the Accidental Death & Dismemberment (AD&D) coverage available with Atlas America Insurance, including the base and additional coverage amounts.

Important Notes:

• Pricing for add-ons may vary based on the specific details entered during the checkout process.
• All optional add-ons can be selected based on your travel requirements to ensure maximum coverage for emergencies.
• Coverage details for these add-ons, including exclusions, are provided in the policy documentation.

With Atlas America Insurance, you have the flexibility to enhance your coverage with optional add-ons that suit your specific needs. Whether you’re concerned about liability, crises, or accidental incidents, you can be sure that you’re fully protected for your travels.

How Add-On Benefits Work

While a standard insurance plan like Atlas America Insurance offers a set of core benefits (e.g., coverage for emergency medical expenses, trip interruption, and medical evacuation), add-on benefits give you the flexibility to increase coverage in certain areas.

They are available for an additional cost and can be selected during the checkout process when purchasing or renewing your insurance.

In Summary

Add-on benefits provide an opportunity to customize your travel insurance by choosing specific coverage options to enhance protection.

They are optional, meaning you only pay for the coverage you need, and can be selected at the time of purchase or renewal.

These add-ons can make your insurance policy more comprehensive and suited to your travel plans.

This flexibility ensures that you are fully covered in areas that matter most to you, whether it’s for medical emergencies, liability issues, or unexpected travel disruptions.