Atlas America travel medical insurance is a comprehensive insurance plan, designed to protect parents visiting the USA. Atlas America is a very popular ‘visitors insurance’ plan amongst people who purchase travel insurance for their family visiting the USA.
The Atlas America travel insurance is a comprehensive plan with flexible maximum coverage limits and deductible amounts at competitive premium amounts.

When it comes to Visitor Insurance you can’t go wrong with Atlas Travel Insurance Plans. Let’s look at the details:

Atlas America visitor health insurance plan offers comprehensive medical coverage, international travel coverage, and travel support.
Medical Coverage for eligible expenses related to COVID-19 Included

| BENEFITS | DETAILS |
|---|---|
| A.M. Best Rating | A++ Superior Rating |
| Administrator | WorldTrips |
| Underwriter | Lloyd’s Of London |
| Eligibility | US and Non-US Residents Traveling To The USA |
| Coverage Type | Comprehensive Travel Medical Insurance |
| Policy Duration | 5 Days – 364 Days (Extendable up to 364 days) |
| Coverage Area | USA And International Coverage |
| Co-Insurance | Plan Pays 100% Of Eligible Expenses After The Deductible Up To The Overall Maximum Limit |
| Deductible | $0, $100, $250, $500, $1,000, $2,500, or $5,000 |
| Acute Onset Of Pre Existing Conditions | Up To Maximum Limit ($25,000 Maximum For Emergency Medical Evacuation) |
Atlas America Insurance provides non-US citizens with temporary medical insurance while they visit the US for either business or pleasure.
Individuals, families, and business visitors can all take the benefits of Atlas America’s global perks.
Atlas travel insurance is accessible for as short as 5 days and as long as 364 days, with a variety of plan maximum limits and deductible options. The plan is designed to pay for any unforeseen medical expenses incurred while you are traveling outside of your home country.
Atlas America Insurance is a very popular visitors insurance for parents visiting the USA. If the policy date is in effect, the plan covers the journey from the moment your parents leave their home country.
Below are the benefits provided by the Atlas Travel Insurance plan
In a life-threatening situation, Atlas travel insurance covers transportation to the closest medical facility for treatment. Atlas America plan will pay the eligible medical expenses covered under your policy. This can be life-saving, see the terms in detail in the policy document.
If you are already halfway through your vacation and need to change your itinerary, return home early, or reroute your plans due to a covered reason, the Atlas travel insurance plan may pay you for the portion of your trip that was not used and may cover additional costs for last-minute travel modifications.
If a covered illness or injury is projected to keep you in the hospital for longer than 36 hours. Due to the fact that minors under the age of 18 will be left alone, Atlas Travel will pay for the cost of the children’s return home’s approved transportation.
Atlas America travel medical insurance plan will cover the eligible medical expenses associated with the repatriation of remains in the unfortunate event of the death of the insured person while traveling abroad.
In the event that the U.S. Department of State issues a level 3 or higher travel advisory both during the policy period and after your arrival, Atlas Travel insurance will organize your alternate departure plans from your destination country and pay for any eligible expenses.
An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that lasts just a short time, progresses quickly, and necessitates immediate medical attention. A chronic and congenital condition, or one that progressively becomes worse over time, is not considered an acute onset of a pre-existing condition.
For eligible medical costs, Atlas Travel offers a constrained benefit up to the lifetime maximum of the medical cover.
You might get cover for a pre-existing condition with an acute onset if you are under the age of 80. Also, there is a lifetime cap of $25,000 for emergency medical evacuation.
Read more on Visitor insurance plans with acute onset of pre-existing conditions
| BENEFITS | COVERAGE |
|---|---|
| Emergency Medical Evacuation | Up To $1,000,000 |
| Emergency Reunion | Up To $100,000 |
| Intensive Care Unit | Up To Maximum Limit |
| Repatriation Of Remains | Equal To The Elected Overall Maximum Limit |
| Return Of Minor Children | Up To $50,000 |
| Dental Emergency | Up To $300 |
| Lost Checked Luggage | Up To $1,000 |
| Hospital Indemnity | $100 Per Day |
| Trip Interruption | Up To $10,000 |
| Accidental Death And Dismemberment | $250,000 Maximum Limit |
Atlas Travel provides coverage for unexpected medical expenses, emergency travel benefits, and multilingual travel assistance services. Other Coverage details are:

The cost of Atlas travel insurance depends on many factors such as overall maximum limit, plan deductibles, age of the person, and coinsurance amount.
Atlas America offers various travel insurance plans. However, the maximum policy coverage goes up to US $2,000,000.
Atlas America offers a choice of deductible per certificate/renewal period in the amount of $0, $100, $250, $500, $1,000, $2,500, and $5,000.
Their premiums and upper limit rise as they get older. Everyone who is at least 14 days old can join the plan, and minor children are also eligible for coverage.
Atlas America Insurance is a-0 comprehensive travel medical insurance plan designed for US citizens and non-US citizens who are at least 14 days of age, traveling outside their home country including the USA. US citizens and US residents are not eligible for coverage within the US.
For visitors looking for inexpensive travel insurance with minimal coverage benefits for themselves and/or their family members visiting the USA, this is the plan for them.
Maximum coverage per injury/illness as well as the overall maximum limit:
Up to 75% of coinsurance of eligible expenses after the deductible to the overall maximum limit within the PPO.
For every out-of-network payment, ordinary, fair, and customary coinsurance is available.
Valid for five days at a minimum and up to one year at maximum
Pre-existing conditions are not covered acutely
Before the benefits begin, cancellations are eligible for a full refund.
For non-U.S. nationals traveling to the US who want premium, all-inclusive health insurance coverage with premier benefits, the Atlas Premium Insurance plan is the best option. The coverage features included in this plan provide:
Maximum coverage per injury/illness as well as the overall maximum limit:
After the deductible, there is a 100% coinsurance on qualified costs up to the total maximum.
Sudden development of a pre-existing ailment in people under the age of 80
Valid for five days at a minimum and up to one year at maximum


WorldTrips offers a wide range of travel medical insurance and trip protection insurance products. WorldTrips was founded in 1998 and was acquired by Tokio Marine Holdings Inc in 2015 to increase its global reach. Numerous people, families, businesses, and service groups all over the world use WorldTrips travel medical and trip protection insurance for international travel.
The company offers a variety of travel insurance plans including trip cancellation, international health insurance, trip interruption, emergency medical, international student health insurance and dental, emergency medical transportation, and baggage insurance. They also offer plans that cover adventure sports, pre-existing medical conditions, and rental car damage.
One of the unique features of World Trips insurance company is its 24/7 travel assistance service, which is available to travelers who purchase any of their insurance plans. The travel assistance service provides travelers with a wide range of services including emergency medical and travel assistance, emergency medical transportation, and travel and security information.
We have covered WorldTrips in detail, you can read it here.
Yes, you can buy Atlas America for your parents visiting the USA. It is a popular & amongst the best visitors insurance for international travel. Read about the plan in detail here.
Atlas Travel does provide coverage for the home country. For every three-month period that the member is covered, medical expenses spent in the U.S. are reimbursed up to a maximum of 15 days. This is known as incidental home-country coverage.
Atlas America has a 365-day renewal period. You are able to reapply for fresh coverage after that period has passed.
Atlas America Insurance does provide covid-19 visitors insurance coverage through WorldTrips. Covid-19 is not treated by this plan like any other condition that is protected by it. This implies that you are covered up to the policy limit you chose at the time of purchase if testing or hospitalization is required for a medical reason. Since vaccinations are seen as a preventive treatment, they are not covered.
No. Atlas America provides coverage for the acute onset of pre-existing conditions only. If you need travel insurance for pre-existing conditions you can buy it here.
Anyone who is on a visitor visa, applying to become a resident of the US, or both may purchase this plan. You are no longer qualified for this plan once you have attained residency and/or your green card.
Except as specified under home country coverage, U.S. citizens and non-citizens who are at least 14 days old are eligible for coverage outside of their home countries. Unless as allowed under home country coverage or an appropriate benefit period, U.S. citizens and residents are not eligible for coverage inside the U.S. Persons 65 to 79 years old as of the certificate’s start date are restricted to a $100,000 overall maximum limit or less. The overall maximum limit for individuals 80 years of age or above as of the certificate effective date is $10,000.
In conclusion, Atlas America is an ideal insurance plan for parents visiting the USA. With its comprehensive coverage, flexible options, and affordable premiums, it provides peace of mind.
The advantages and coverage that Atlas America provides make travel medical insurance absolutely worthwhile. It provides the most complete health and medical coverage in addition to a simple, convenient, and efficient claim process.
Hence, while considering visitor health insurance or travel medical insurance while visiting the US, consider Atlas America.
Hello,
We have now sent the quote link to the email address you have provided.
Thank you,
OnshoreKare
We're comparing your plans, Please Wait...
