Blog - OnShoreKare
9 Apr. 2023
Travel Medical Insurance or Trip Insurance – A Complete Guide
While Trip Insurance and Travel Medical Insurance may appear to be synonymous, they are not. Understanding the distinctions between the two can help you select the best coverage for your needs and avoid unpleasant surprises while traveling. Visiting a foreign country can be an exciting experience. However, you need to consider a number of factors […]
31 Mar. 2023
Best Travel Insurance – Helpful Tips
Finding the best travel insurance can be quite a task, With so many insurance options available in the market, it can be challenging to determine which one is the best fit for your specific needs. Finding the right travel insurance policy requires careful consideration and research. Whether you’re planning a short domestic trip or a […]
30 Mar. 2023
Insurance for parents visiting the USA
Getting a travel insurance for parents visiting the USA can provide valuable coverage, offering protection against various unforeseen situations. This coverage typically includes medical emergencies, trip cancellations, baggage loss, and other potential travel-related issues. In this guide, we’ll explore the importance of such insurance and the factors to consider when choosing the right policy for […]
30 Mar. 2023
When to Visit the Emergency Room Vs. Urgent Care
When you find yourself sick or in pain on a trip, it’s hard to decide which the best place is to go to for treatment. Since you’re traveling, you probably don’t have a primary care doctor you can see. That leaves the options of an emergency room or an urgent care facility. The emergency room […]
30 Mar. 2023
Why Buy Visitors Insurance When Pregnancy or Childbirth is Not Covered?
Let’s say you’re planning a trip overseas and find out you’re pregnant. You planned on buying visitors insurance for the trip but then found out that it does not cover pregnancy. The obvious question in your mind would be, Why Buy Visitors Insurance When Pregnancy or Childbirth is Not Covered? Is it still worth buying? […]
30 Mar. 2023
What are Usual, Customary, and Reasonable (UCR) Charges? How Do They Affect Claims?
Let’s say you buy a travel policy for a month-long stay in Miami, Florida. You don’t plan on getting sick or needing health services but catch a cold that leads you to seeing a doctor. Your insurance company says they will reimburse you for the doctor visit based on what is Usual, Customary, and Reasonable. […]
30 Mar. 2023
Why Is the Visitor Insurance Free Look Period Important for International Travelers?
Travel insurance policies offer a Free Look Period. It applies to new insurance policies and not to renewals. From the time you receive your policy documents, you have typically 10-15 days to review your policy with the option to make a change or ask for a refund. If you return the policy during this time […]
30 Mar. 2023
Visitors Insurance Claims Denied? File An Insurance Appeal
There can be several reasons why visitor insurance claims are denied, but you can file an appeal if you feel your claim was wrongly denied. Frustration is understandable when a claim is first denied, but it’s better to be prepared for this possibility instead of reacting out of anger in case your travel insurance claim […]
30 Mar. 2023
Tips: Things To Consider While Buying Insurance for Seniors Like Parents
Many older travelers, aged over 65 years such as elderly parents, who travel overseas have greater health risks than younger travelers. They are at higher risk of falling ill or falling in general because of their age and health conditions. That is why when purchasing travel insurance for seniors, such as parents, you want to […]
30 Mar. 2023
Acute Onset Of Pre-Existing Conditions – A Must-Have Coverage For Travelers with Pre-Existing Conditions
There are many things to think about when searching for a travel insurance policy. If you have a chronic illness or ailment, or pre-existing conditions like a heart ailment, diabetes, high blood pressure, etc, it should be considered while buying the insurance. It’s important to disclose if you have a pre-existing condition when applying for […]
