Blog - OnShoreKare
28 Sep. 2019
Consider Group Travel Insurance Vs. Individual Policies for 5 or more Travelers
Group travel insurance is available for a group of people traveling at the same time. In order to take advantage of group rates, your group has to have 5 or more travelers. This is more than possible for large family members, corporate employees, tour groups, sports teams, and more. Instead of buying an individual policy […]
23 Sep. 2019
Consider Group Travel Insurance Vs. Individual Policies for 5 or more Travelers
Group travel insurance is available for a group of people traveling at the same time. In order to take advantage of group rates, your group has to have 5 or more travelers. This is more than possible for large family members, corporate employees, tour groups, sports teams, and more. Instead of buying an individual policy […]
1 Sep. 2019
“Cancel For Any Reason” Insurance: Why Is It An Important Trip Insurance Feature?
When you book a flight in advance, you probably notice that trip insurance is offered to offset the risk of buying the ticket. If you need to cancel for a reason that is covered by the trip insurance, you can be reimbursed all of your pre-paid expenses. However, trip insurance doesn’t cover everything. Political unrest, […]
7 Aug. 2019
What is Pre-Certification & Why does Visitors Insurance Require It?
Depending on the medical procedure, you may need a pre-certification in order for it to be covered or have your claims accepted. You can find a list of services that need to be pre-certified in your insurance documents. It’s important to know what the pre-certified services are so that you can act accordingly in case […]
29 Jul. 2019
Visitors Insurance Exclusions To Look For While Buying Insurance
Travel insurance provides protection against travel and health risks when you are out of your home country. It is an essential travel necessity, because you just never know what can happen. If you have to go to the hospital or doctor, it can be extremely costly without it, especially in a country like USA. However, […]
27 Jul. 2019
Can You Visit Any Doctor or Hospital With Visitors Insurance?
Most visitors insurance policies in the United States use a re-imbursement system. This means that if you utilize any of medical services, you have to file a claim to be reimbursed for the charges. When you have visitor insurance, you can visit any doctor or hospital and file a claim. However, if you go to […]
27 Jul. 2019
What Policy Maximum & Deductible to Choose For Visitors Insurance?
When choosing a visitors insurance policy, you have to choose the right policy maximum and right deductible to meet your needs and your budget. The policy maximum is the total amount of coverage for the policy. The deductible is the amount that you will have to pay out of pocket before the insurance company begins […]
25 Jul. 2019
How to Choose The Best Visitors Insurance For Parents?
Getting visitors insurance for your parents when they travel is a smart and responsible thing to do. Elderly individuals are at higher risk for illness and injury and most health insurance policies do not cover them outside their home country. You want your parents to be properly protected when it comes to their health when […]
24 Jul. 2019
What Factors Determine The Cost Of Visitor Insurance?
There is a greater risk involved when travelers are involved in extreme sports, hazardous sports, or high-risk sports. Most insurance companies won’t cover these types of injuries for this reason. If you are injured while participating in one of these types of sports, your insurance company will not usually cover your medical expenses. Not all […]
23 Jul. 2019
What Is PPO Network? Why Is It Important To Select Visitors Insurance With PPO Network?
When getting visitors insurance, there are many options to choose from and it can be difficult to know which options you want to choose. Many plans offer additional discounts for medical services from certain providers. They have negotiated prices for services with these providers, so when going to one of these preferred providers, you can […]
