Visitor insurance
30 Mar. 2023
When to Visit the Emergency Room Vs. Urgent Care
When you find yourself sick or in pain on a trip, it’s hard to decide which the best place is to go to for treatment. Since you’re traveling, you probably don’t have a primary care doctor you can see. That leaves the options of an emergency room or an urgent care facility. The emergency room […]
30 Mar. 2023
Why Buy Visitors Insurance When Pregnancy or Childbirth is Not Covered?
Let’s say you’re planning a trip overseas and find out you’re pregnant. You planned on buying visitors insurance for the trip but then found out that it does not cover pregnancy. The obvious question in your mind would be, Why Buy Visitors Insurance When Pregnancy or Childbirth is Not Covered? Is it still worth buying? […]
30 Mar. 2023
What are Usual, Customary, and Reasonable (UCR) Charges? How Do They Affect Claims?
Let’s say you buy a travel policy for a month-long stay in Miami, Florida. You don’t plan on getting sick or needing health services but catch a cold that leads you to seeing a doctor. Your insurance company says they will reimburse you for the doctor visit based on what is Usual, Customary, and Reasonable. […]
30 Mar. 2023
Why Is the Visitor Insurance Free Look Period Important for International Travelers?
Travel insurance policies offer a Free Look Period. It applies to new insurance policies and not to renewals. From the time you receive your policy documents, you have typically 10-15 days to review your policy with the option to make a change or ask for a refund. If you return the policy during this time […]
30 Mar. 2023
Visitors Insurance Claims Denied? File An Insurance Appeal
There can be several reasons why visitor insurance claims are denied, but you can file an appeal if you feel your claim was wrongly denied. Frustration is understandable when a claim is first denied, but it’s better to be prepared for this possibility instead of reacting out of anger in case your travel insurance claim […]
30 Mar. 2023
Tips: Things To Consider While Buying Insurance for Seniors Like Parents
Many older travelers, aged over 65 years such as elderly parents, who travel overseas have greater health risks than younger travelers. They are at higher risk of falling ill or falling in general because of their age and health conditions. That is why when purchasing travel insurance for seniors, such as parents, you want to […]
30 Mar. 2023
Acute Onset Of Pre-Existing Conditions – A Must-Have Coverage For Travelers with Pre-Existing Conditions
There are many things to think about when searching for a travel insurance policy. If you have a chronic illness or ailment, or pre-existing conditions like a heart ailment, diabetes, high blood pressure, etc, it should be considered while buying the insurance. It’s important to disclose if you have a pre-existing condition when applying for […]
30 Mar. 2023
Is Travel Insurance for USA Expensive? Tips to Lower the Cost for Travel Insurance
There are a number of factors that weigh in to the costs associated with your insurance plan. That is why we have found several ways that you can lower your costs for insurance, so it fits better into your budget. Being well-informed about your options is the best way to ensure that you are making […]
30 Mar. 2023
Evacuation Coverage: A Must-Have Insurance Coverage for Senior Travelers
When looking into different policies for travel insurance, you may notice that some policies offer evacuation coverage. But depending on where you are going and what you are doing, senior travelers should take some time to look into it before making that decision. You never know when you might need to be evacuated and having […]
30 Mar. 2023
ChoiceAmerica Insurance Review: The Best Limited Coverage Travel Insurance Plan for USA
ChoiceAmerica Insurance is one of the best-limited coverage plans currently available for visitors to North America. The ChoiceAmerica policy is an affordable, scheduled benefit plan providing optimal medical and travel protection for visits to the U.S., Canada, and Mexico. Although the coverage may be viewed as simple or basic, ChoiceAmerica Insurance offers all the necessary […]