GlobeHopper Senior is a comprehensive travel medical insurance plan designed for U.S. citizens and permanent residents aged 65 and above. It provides coverage for emergency medical expenses, evacuation, and other travel-related incidents while traveling outside the United States. This plan is ideal for seniors seeking supplemental coverage to their existing Medicare, Medigap, or Medicare Advantage plans.
GlobeHopper Senior
GlobeHopper Senior
GlobeHopper Senior is a comprehensive travel medical insurance plan designed specifically for senior travelers seeking medical protection while traveling outside their home country. The plan provides coverage for unexpected illnesses, injuries, and travel-related emergencies during temporary international stays. Coverage is available for flexible durations ranging from 5 days up to 365 days, making it suitable for both short visits and extended travel.
The plan offers a variety of policy maximum options and deductible choices to help travelers select coverage that fits their healthcare needs and budget. After the deductible is satisfied, GlobeHopper Senior covers eligible medical expenses up to the selected policy maximum. The plan also includes benefits such as hospitalization, physician visits, emergency medical evacuation, repatriation of remains, and other travel assistance services.
GlobeHopper Senior also provides coverage for COVID-19 as any other eligible illness if contracted after the policy effective date. However, coverage for pre-existing medical conditions is not included. The plan is underwritten by a highly rated insurance provider and is designed to offer reliable protection and peace of mind for senior travelers during their international trips.
Key Highlights
- Designed for senior travelers aged 65 and above
- Overall Maximum Limit options available up to $100,000
- Coverage for Acute Onset of Pre-Existing Conditions
- Fixed benefit plan with scheduled benefits for medical services
- Emergency Medical Evacuation up to $50,000
- Repatriation of Remains up to $25,000
- Local Burial or Cremation up to $5,000
- COVID-19 coverage included
- Coverage available from 5 days up to 364 days
- Coverage for hospital stays, doctor visits and urgent care
Note:
Please review GlobeHopper Senior policy documents for complete coverage and exclusions.
Best Suitable Plan For
Plan Details
| Insurance Provider | IMG |
| Plan Underwriter | SiriusPoint Speciality Insurance Corporation |
| Plan Category | Travel Medical Insurance |
| Plan Type | Comprehensive Coverage |
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
| Dr. / Physician Visit | In-Network Not Available Out-Network 100% up to policy maximum |
| Urgent Care | In-Network Not Available Out-Network 100% up to policy maximum |
| Surgical Treatment | In-Network Not Available Out-Network 100% up to policy maximum |
| Prescription Drugs / Medicines | 100% up to policy maximum |
| Lab & X-rays | In-Network Not Available Out-Network 100% up to policy maximum |
| Physical Therapy | After deductible is met, plan pays 100% up to the policy maximum |
In-Patient
Medical treatment that includes an overnight stay at a hospital.
| Hospital Room and Board | In-Network Not Available Out-Network Average semi-private room and rate |
| Surgical Treatment | In-Network Not Available Out-Network 100% up to policy maximum |
| Hospital Intensive Care Unit | After deductible is met, plan pays 100% up to the policy maximum |
| Dr. / Physician Visit | In-Network Not Available Out-Network 100% up to policy maximum |
Emergency Services
Hospital emergency services (certain limits may apply).
| Ambulance Expenses | In-Network Not Available Out-Network Up to $5,000 |
| Emergency Room | In-Network Not Available Out-Network 100% up to policy maximum |
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
| Acute, spontaneous and unexpected pain | $100 |
| Accidental emergency | After deductible is met, plan pays 100% up to the policy maximum |
| Dental Emergency | Up to $100 |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | Up to $250,000 |
| Return of mortal remains | $50000 maximum coverage. Has to be coordinated by insurance company |
| Emergency Reunion | $50,000 Lifetime Maximum |
| Return of minor child(ren) | Not Covered |
| Trip Interruption | Up to $5,000 |
| Loss of checked baggage | $50 maximum per item. $250 overall maximum |
| Return of Mortal Remains | Up to $50,000 |
| Trip Delay | No coverage |
| Lost Luggage | Up to $250, $50 per item |
| Terrorism | Up to $50,000 |
| Personal Liability | No coverage |
| Identity Theft | Up to $500 |
| Legal Fees | No coverage |
| Lost or Stolen Passport | No coverage |
| Missed Connection | No coverage |
Life Coverage
Life coverage
| AD&D | $25,000 |
| Common Carrier Accidental Death | $100,000 per adult; $250,000 per family Lifetime Maximum |
Support
Support
| 24-Hrs Emergency Assistance | Yes. Contact number and details can be found on the ID card |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | Treatment for COVID-19 is covered if contracted after the policy effective date. Testing for Covid-19 is covered only if ordered by a physician. Vaccination/Boosters and cost of Quarantine are not covered. |
| Pre-Existing Conditions | For an Sudden & Unexpected Recurrence of Pre-existing condition: Medical Maximum $2,500 Emergency Medical Evacuation: $25,000 |
| Maternity | Not Covered |
| General Physical full Checkup | Not Covered |
| Terrorism Coverage | $50,000 Lifetime Maximum |
| Brochure | GlobeHopper Senior Insurance Brochure |
| Doctor Wellness Visit | No Coverage |
| Preferred Rates | Not Available |
Medical Coverage
Medical coverage details.
| Eligible Medical Expenses | In-Network Not Available Out-Network 100% up to policy maximum |
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
| Pre-Existing Conditions | Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions: Pre-Existing Diabetes: Not Covered Pre-Existing Hypertension: Not Covered Pre-Existing Heart Conditions: Not Covered Please review your policy document for any other limits or exclusions. |
| Acute onset Pre-Existing Condition | Up to $2,500 |
COVID-19 Benefits
Covid-19 related benefits and coverage
| COVID-19 Medical Coverage | This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions. |
| COVID-19 Testing | Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date |
| COVID-19 Vaccine/Booster | No Coverage |
| COVID-19 Quarantine Coverage | No Coverage |
GlobeHopper Senior FAQS
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What is GlobeHopper Senior insurance?
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Who is eligible for GlobeHopper Senior insurance?
Eligibility for GlobeHopper Senior insurance requires:
Being a U.S. citizen or permanent resident.Being aged 65 or older.
Being actively enrolled in Medicare Parts A & B.
Having either a Medigap Plan or a Medicare Advantage Plan.
The plan provides secondary coverage to Medicare and is available for travel outside the United States. -
What are the coverage limits for GlobeHopper Senior insurance?
GlobeHopper Senior offers the following coverage limits based on age:
Ages 65–79: Coverage options include $50,000, $100,000, $500,000, and $1,000,000.Ages 80 and above: Coverage is limited to $100,000.
The plan also includes emergency medical evacuation coverage up to $250,000 and repatriation of remains up to $50,000.
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Does GlobeHopper Senior insurance cover pre-existing conditions?
Yes, GlobeHopper Senior provides coverage for the sudden and unexpected recurrence of pre-existing conditions. The coverage limit for pre-existing conditions is $2,500 for single-trip plan.
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What optional benefits are available with GlobeHopper Senior insurance?
Optional benefits include:
Evacuation Plus Rider: Provides coverage up to $25,000 for non-emergency medical evacuations if hospitalization is necessary due to a sudden, non-life-threatening medical condition. -
How long can I purchase GlobeHopper Senior coverage for?
GlobeHopper Senior coverage can be purchased for a minimum of 5 days up to a maximum of 12 months for a single trip. The plan is extendable, allowing travelers to extend their coverage as needed.
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How do I file a claim with GlobeHopper Senior insurance?
To file a claim, complete the GlobeHopper Senior Claim Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted online or via mail to the claims administrator. For detailed instructions and contact information, refer to the GlobeHopper Senior Claims Process.
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Can I renew my GlobeHopper Senior coverage?
Yes, GlobeHopper Senior coverage is renewable. If you plan to stay abroad longer than initially planned, you can extend your coverage for up to 12 months from the date of your original coverage start date. Renewals can be done easily through the insurance provider’s website or customer support.