Hop! Ultra Plus is a travel assistance membership program designed for international travelers, particularly non-U.S. residents visiting countries like the USA, Canada, or Mexico. Unlike traditional travel insurance, it offers a fixed-benefit assistance model covering medical emergencies, including pre-existing conditions, emergency medical evacuation, and other essential benefits, ensuring travelers have robust protection during their stay.
HOP ULTRA PLUS
HOP ULTRA PLUS
HOP! Ultra Plus is a visitor travel medical insurance plan designed for international travelers who need comprehensive protection during their stay outside their home country. The plan provides coverage for eligible medical expenses, emergency medical evacuation, trip interruption, and additional travel-related benefits. It also includes coverage for pre-existing and acute onset conditions as defined in the policy. Available for flexible coverage periods up to 364 days, HOP! Ultra Plus is a good choice for travelers seeking strong medical coverage along with dependable travel protection.
Key Highlights
- Coverage for Acute Onset and Unexpected Recurrence of Pre-Existing Conditions
- Medical assistance level up to $60,000 for new sickness and accidents
- Coverage for COVID-19 treated like any other eligible illness
- Emergency Medical Evacuation and Repatriation benefits included
- Coverage for hospital stays, doctor visits and urgent care services
- Accidental Death and Dismemberment benefit included
- Trip interruption and travel assistance benefits included
- 24/7 medical concierge and travel assistance services
- Access to PPO provider network for coordinated care
- Guaranteed cashless medical assistance through plan coordination
Note:
Please review HOP ULTRA PLUS policy documents for complete coverage and exclusions.
Best Suitable Plan For
Plan Details
| Insurance Provider | INF |
| Plan Underwriter | CRF |
| Plan Category | Travel Medical Insurance |
| Plan Type | TRAVELASSIST Coverage |
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
| Prescription Drugs / Medicines | $150 |
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
| Accidental emergency | $750 |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | $12,000 |
| Loss of checked baggage | $900 |
Life Coverage
Life coverage
| AD&D | $12,000 |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | Age 0-69 : $60,000 Age 70-99 : $50,000 |
| Pre-Existing Conditions | Medical Assistance for Pre-Existing : $700 |
HOP ULTRA PLUS FAQS
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What is Hop! Ultra Plus?
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Who is eligible for Hop! Ultra Plus?
This program is available to non-U.S. citizens traveling to the United States, Canada, Mexico, or other destinations outside their home country. Coverage is available for individuals aged 14 days to 99 years. Hop! Ultra Plus is not available to U.S. residents.
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What are the coverage limits for Hop! Ultra Plus?
Hop! Ultra Plus offers the following coverage options:
Medical Assistance Level: Up to $60,000 per certificate period.Pre-Existing Conditions Coverage: Up to $700 per certificate period.
Emergency Medical Evacuation: Up to $50,000 per certificate period.
Repatriation of Remains: Up to $25,000 per certificate period.
Trip Interruption: Covered.
Lost Checked Baggage: Up to $900 per certificate period.
Emergency Dental Treatment: Up to $750 per certificate period.
Emergency Medical Transportation:Covered.
COVID-19 Medical Assistance: Up to $30,000 per certificate period for travelers under 70 years old.
Prescription Drugs: Up to $150 per certificate period.
Dental Emergency: Up to $750 per certificate period.
Hotel Expenses Due to COVID Quarantine: Up to $750 per certificate period.
Medical Equipment Rental & Replacement: Covered.
Repatriation of Remains: Up to $25,000 per certificate period.
Accidental Death & Dismemberment: Up to $25,000 per certificate period.
Medical Clearances & Fit-to-Fly Assessments: Included.
Physician, Hospital, Dental, and Vision Referrals via Hop Assist: Included.
Return Travel Arrangement: Included.
Emergency Prescription Replacement: Included.
Medical Cost Containment, Expense Recovery, and Overseas Investigation: Included.
Medical Payment Arrangements: Included.
Medical Bill Audit: Included.
Dispatch of Doctor or Specialist: Included.
24/7 Point of Contact to Report Emergencies and Get Security and Safety Advice from Duty Managers: Included.
Assistance in Cases of Major Disasters: Included.
Illegal Detention and Arrest: Included.
Monitoring and Telephone Advice Throughout the Crisis: Included.
Please note that all benefits and services need to be coordinated with Hop! Assist within specific timeframes to access coverage. Non-life-threatening medical assistance requires notification within 7 days of the first symptom. Life-threatening medical assistance needs to be reported within 48 hours of the first symptom. Travel assistance requires notification within 24 hours of the incident.
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Does Hop! Ultra Plus cover COVID-19?
Yes, Hop! Ultra Plus covers medical expenses related to COVID-19 the same as any other illness, provided the illness occurs after the effective date of the policy.
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Does the plan cover pre-existing conditions?
Yes, Hop! Ultra Plus offers coverage for the acute onset of pre-existing conditions per certificate period. This includes stabilization and emergency care related to pre-existing conditions. However, ongoing treatments and follow-up care are not covered.
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What additional benefits does Hop! Ultra Plus offer?
In addition to standard medical coverage, Hop! Ultra Plus includes:
Guaranteed Cashless Claims via Hop! Assist: Access to 24/7 support for medical and travel-related emergencies.SmartDelay: Assistance for travel delays, including rebooking and accommodation arrangements.
Trip Interruption: Coverage for trip interruptions due to unforeseen events.
PPO Discounts via United Healthcare: Access to a network of healthcare providers with discounted rates.
Free Priority Pass Airport Lounge Membership: Access to airport lounges worldwide.
Optional Add-Ons: Including emergency political and security evacuations, hijacking, and kidnap for ransom.
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How long can I purchase Hop! Ultra Plus coverage for?
Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed.
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How do I file a claim with Hop! Ultra Plus?
To file a claim, complete the Hop! Ultra Plus Claim Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted online or via mail to the claims administrator. For detailed instructions and contact information, refer to the Hop! Ultra Plus Claims Process.