HOP VIP

HOP! VIP is a comprehensive visitor travel medical insurance plan designed for international travelers seeking extensive medical and travel protection while outside their home country. The plan includes coverage for eligible medical expenses, emergency medical evacuation, trip interruption, and other travel-related benefits. It also offers coverage for pre-existing and acute onset conditions as defined by the policy terms. Available for flexible durations up to 364 days, HOP! VIP is a suitable option for travelers looking for broad coverage and reliable international insurance protection.

Key Highlights

  • Coverage for Acute Onset and Unexpected Recurrence of Pre-Existing Conditions
  • Medical assistance level up to $100,000 for new sickness and accidents
  • 100% payment with no deductible for eligible medical assistance
  • COVID-19 covered as an eligible medical condition
  • Emergency Medical Evacuation and Repatriation benefits included
  • Coverage for hospital stays, doctor visits, urgent care and prescription drugs
  • Accidental Death and Dismemberment benefit included
  • Trip interruption, travel assistance and concierge services included
  • 24/7 medical assistance and guaranteed cashless coordination
  • Designed for international travelers including seniors visiting the USA
Note:

Please review HOP VIP policy documents for complete coverage and exclusions.

  • Plan Details
  • Out-Patient
  • Dental Coverage
  • Travel Coverage
  • Life Coverage
  • Other

Plan Details

Insurance Provider INF
Plan Underwriter CRF
Plan Category Travel Medical Insurance
Plan Type TRAVELASSIST Coverage

Out-Patient

Medical treatment that does not include an overnight stay at a hospital.

Prescription Drugs / Medicines $175

Dental Coverage

Treatment for injury to or acute and spontaneous pain in sound natural teeth.

Accidental emergency $175

Travel Coverage

Travel-related coverage

Emergency Medical Evacuation / Repatriation $20,000
Loss of checked baggage $1,200

Life Coverage

Life coverage

AD&D $20,000

Other

Other types of coverage not mentioned above.

COVID-19 Coverage Age (0-69) : $100,000
Age (70-99) : $50,000
Pre-Existing Conditions $2,000

HOP VIP FAQS

  • What is Hop! VIP?

    Hop! VIP is a premium travel assistance membership designed for international travelers, particularly non-U.S. residents visiting countries like the USA, Canada, or Mexico. Unlike traditional travel insurance, it offers a fixed-benefit assistance model covering medical emergencies, including pre-existing conditions, emergency medical evacuation, and other essential benefits, ensuring travelers have robust protection during their stay.

  • Who is eligible for Hop! VIP?

    This program is available to non-U.S. citizens traveling to the United States, Canada, Mexico, or other destinations outside their home country. Coverage is available for individuals aged 14 days to 99 years. Hop! VIP is not available to U.S. residents.

  • What are the coverage limits for Hop! VIP?

    Hop! VIP offers the following coverage options:
    Medical Assistance Level: Up to $100,000 per certificate period.

    Pre-Existing Conditions Coverage: Up to $2,000 per certificate period.

    Emergency Medical Evacuation: Up to $50,000 per certificate period.

    Repatriation of Remains: Up to $25,000 per certificate period.

    Trip Interruption: Included.

    Lost Checked Baggage: Up to $1200 per certificate period.

    Dental Emergency: Up to $1,000 per certificate period.

    Emergency Medical Transportation: Up to $50,000 per certificate period.

    COVID-19 Medical Assistance: Up to $30,000 per certificate period for travelers under 70 years old.

    Prescription Drugs: Up to $150 per certificate period.

    Hotel Expenses Due to COVID Quarantine: Up to $1,000 per certificate period.

    Arrangement of Visitor to Bedside: Up to $900 per certificate period.

    Air Ambulance (Optional): Up to $50,000 per certificate period.

    Repatriation of Remains: Up to $25,000 per certificate period.

    Accidental Death & Dismemberment: Up to $25,000 per certificate period.

    Medical Clearances & Fit-to-Fly Assessments: Included.

    Physician, Hospital, Dental, and Vision Referrals via Hop Assist: Included.

    Return Travel Arrangement: Included.

    Emergency Prescription Replacement: Included.

    Medical Cost Containment, Expense Recovery, and Overseas Investigation: Included.

    Medical Payment Arrangements: Included.

    Medical Bill Audit: Included.

    Dispatch of Doctor or Specialist: Included.

    24/7 Point of Contact to Report Emergencies and Get Security and Safety Advice from Duty Managers: Included.

    Assistance in Cases of Major Disasters: Included.

    Illegal Detention and Arrest: Included.

    Please note that all benefits and services need to be coordinated with Hop! Assist within specific timeframes to access coverage. Non-life-threatening medical assistance requires notification within 7 days of the first symptom. Life-threatening medical assistance needs to be reported within 48 hours of the first symptom. Travel assistance requires notification within 24 hours of the incident.

  • Does Hop! VIP cover COVID-19?

    Yes, Hop! VIP covers medical expenses related to COVID-19 the same as any other illness, provided the illness occurs after the effective date of the policy. For travelers under 70 years old..

  • Does the plan cover pre-existing conditions?

    Yes, Hop! VIP offers coverage for the acute onset of pre-existing conditions up to $2,000 per certificate period. This includes stabilization and emergency care related to pre-existing conditions. However, ongoing treatments and follow-up care are not covered.

  • What additional benefits does Hop! VIP offer?

    In addition to standard medical coverage, Hop! VIP includes:
    Guaranteed Cashless Claims via Hop! Assist: Access to 24/7 support for medical and travel-related emergencies.

    SmartDelay: Assistance for travel delays, including rebooking and accommodation arrangements.

    Trip Interruption: Coverage for trip interruptions due to unforeseen events.

    PPO Discounts via United Healthcare: Access to a network of healthcare providers with discounted rates.

    Free Priority Pass Airport Lounge Membership: Access to airport lounges worldwide.

    Optional Add-Ons: Including emergency political and security evacuations, hijacking, and kidnap for ransom.

  • How long can I purchase Hop! VIP coverage for?

    Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed.

  • How do I file a claim with Hop! VIP?

    To file a claim, complete the Hop! VIP Claim Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted online or via mail to the claims administrator. For detailed instructions and contact information, refer to the Hop! VIP Claims Process.