Hop! VIP Plus is a premium travel assistance membership designed for international travelers, particularly non-U.S. residents visiting countries like the USA, Canada, or Mexico. Unlike traditional travel insurance, it offers a fixed-benefit assistance model covering medical emergencies, including pre-existing conditions, emergency medical evacuation, and other essential benefits, ensuring travelers have robust protection during their stay.
HOP VIP PLUS
HOP VIP PLUS
HOP! VIP Plus is a comprehensive visitor travel medical insurance plan designed for international travelers seeking enhanced medical and travel protection while outside their home country. The plan includes coverage for eligible medical expenses, emergency medical evacuation, trip interruption, and other travel assistance benefits. It also provides coverage for pre-existing and acute onset conditions as defined by the policy terms. With flexible coverage durations of up to 364 days, HOP! VIP Plus is a suitable choice for travelers looking for extended protection and peace of mind during their trip.
Key Highlights
- Coverage for Acute Onset and Unexpected Recurrence of Pre-Existing Conditions
- Medical assistance level up to $250,000 for new sickness and accidents
- 100% payment for eligible medical assistance with no deductible
- COVID-19 covered as an eligible medical condition
- Emergency Medical Evacuation and Repatriation benefits included
- Coverage for hospitalization, doctor visits, urgent care and prescription drugs
- Accidental Death and Dismemberment benefit included
- Trip interruption and travel assistance benefits included
- 24/7 medical concierge and guaranteed cashless assistance services
- Includes Travel Intelligence, Telehealth and VIP assistance services
Note:
Please review HOP VIP PLUS policy documents for complete coverage and exclusions.
Best Suitable Plan For
Plan Details
| Insurance Provider | INF |
| Plan Underwriter | CRF |
| Plan Category | Travel Medical Insurance |
| Plan Type | TRAVELASSIST Coverage |
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
| Prescription Drugs / Medicines | $200 |
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
| Accidental emergency | $1,250 |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | $50,000 |
| Loss of checked baggage | $1,500 |
Life Coverage
Life coverage
| AD&D | $50,000 |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | Age 0-69 : $250,000 Age 70-99 : Not Available |
| Pre-Existing Conditions | $6,000 |
HOP VIP PLUS FAQS
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What is Hop! VIP Plus?
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Who is eligible for Hop! VIP Plus?
This program is available to non-U.S. citizens traveling to the United States, Canada, Mexico, or other destinations outside their home country. Coverage is available for individuals aged 14 days to 99 years. Hop! VIP Plus is not available to U.S. residents.
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What are the coverage limits for Hop! VIP Plus?
Hop! VIP Plus offers the following coverage options:
Medical Assistance Level: Up to $250,000 per certificate period.Pre-Existing Conditions Coverage: Up to $6,000 per certificate period.
Emergency Medical Evacuation: Up to $50,000 per certificate period.
Repatriation of Remains: Up to $25,000 per certificate period.
Trip Interruption: Included.
Lost Checked Baggage: Up to $1,500 per certificate period.
Baggage Delay: Up to $1,000 per certificate period.
Trip Cancellation: Up to $2,200 per certificate period.
Delayed Flight: Up to $300 per certificate period.
Missed Connection: Up to $550 per certificate period.
Hotel Expenses Due to COVID Quarantine: Included.
Prescription Drugs: Up to $200 per certificate period.
Dental Emergency Treatment: Up to $1,250 per certificate period.
Arrangement of Visitor to Bedside: Up to $1,500 per certificate period.
Medical Equipment Rental & Replacement: Up to $1,000 per certificate period.
Air Ambulance (Optional): Up to $50,000 per certificate period.
Repatriation of Remains: Up to $25,000 per certificate period.
Accidental Death & Dismemberment: Up to $25,000 per certificate period.
Medical Clearances & Fit-to-Fly Assessments: Included.
Physician, Hospital, Dental, and Vision Referrals via Hop Assist: Included.
Return Travel Arrangement: Included.
Emergency Prescription Replacement: Included.
Rehabilitative Braces or Appliances: Included.
Medical Cost Containment, Expense Recovery, and Overseas Investigation: Included.
Medical Payment Arrangements: Included.
Medical Bill Audit: Included.
Dispatch of Doctor or Specialist: Included.
24/7 Point of Contact to Report Emergencies and Get Security and Safety Advice from Duty Managers: Included.
Assistance in Cases of Major Disasters: Included.
Illegal Detention and Arrest: Included.
Please note that all benefits and services need to be coordinated with Hop! Assist within specific timeframes to access coverage. Non-life-threatening medical assistance requires notification within 7 days of the first symptom. Life-threatening medical assistance needs to be reported within 48 hours of the first symptom. Travel assistance requires notification within 24 hours of the incident.
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Does Hop! VIP Plus cover COVID-19?
Yes, Hop! VIP Plus covers medical expenses related to COVID-19 the same as any other illness, provided the illness occurs after the effective date of the policy. For travelers under 70 years old, coverage is up to $250,000 per certificate period.
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Does the plan cover pre-existing conditions?
Yes, Hop! VIP Plus offers coverage for the acute onset of pre-existing conditions up to $6,000 per certificate period. This includes stabilization and emergency care related to pre-existing conditions. However, ongoing treatments and follow-up care are not covered.
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What additional benefits does Hop! VIP Plus offer?
In addition to standard medical coverage, Hop! VIP Plus includes:
Guaranteed Cashless Claims via Hop! Assist: Access to 24/7 support for medical and travel-related emergencies.SmartDelay: Assistance for travel delays, including rebooking and accommodation arrangements.
Trip Interruption: Coverage for trip interruptions due to unforeseen events.
PPO Discounts via United Healthcare: Access to a network of healthcare providers with discounted rates.
Free Priority Pass Airport Lounge Membership: Access to airport lounges worldwide.
Optional Add-Ons: Including emergency political and security evacuations, hijacking, and kidnap for ransom.
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How long can I purchase Hop! VIP Plus coverage for?
Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed.
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How do I file a claim with Hop! VIP Plus?
To file a claim, complete the Hop! VIP Plus Claim Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted online or via mail to the claims administrator. For detailed instructions and contact information, refer to the Hop! VIP Plus Claims Process.