INF Standard X is a fixed-benefit travel medical insurance plan designed for non-U.S. residents visiting the United States, Canada, Mexico, or traveling worldwide outside their home country. This plan offers essential coverage for new illnesses and accidents, providing a cost-effective solution for international travelers.
INF STANDARD X
INF STANDARD X
The INF Standard X Plan is a travel medical insurance plan for visitors seeking coverage for new sicknesses and accidents while traveling to the United States, Canada, Mexico, or anywhere outside their home country. The plan is available to non-U.S. residents aged from 0 to 99 years traveling to the U.S., Canada, or Mexico. It must be purchased before the start date of the trip for a minimum duration of 30 days and up to a maximum of 364 days. The Standard X Plan uses the UHC PPO Network.
INF Standard X Plan is not available to U.S. residents and is only offered to non-U.S. residents. The plan does not provide coverage for pre-existing conditions. However, in addition to accident and sickness benefits, the plan includes eligible benefits such as emergency medical evacuation, repatriation of remains, and accidental death and dismemberment coverage.
INF Standard X policies are issued by Tideview Risk SPC and backed by Convex Insurance UK Ltd., one of the world’s most trusted reinsurers, which is rated “A Excellent” by A.M. Best.
Key Highlights
- Coverage for non-US residents ages 0-99 years
- Short-term travel medical coverage available from 30 days to 364 days
- Utilizes the United Healthcare PPO Network
- Direct billing through United Healthcare PPO may be available from providers
- Maximum limits up to $150,000
- Excludes coverage for pre-existing conditions (refer plan details)
- Insurance Provider: Benefits underwritten by Tideview Risk SPC and backed by Convex Insurance UK Ltd rated A (Excellent) by A.M. Best
Note:
Please review INF STANDARD X policy documents for complete coverage and exclusions.
Best Suitable Plan For
Plan Details
| Insurance Provider | INF |
| Plan Underwriter | CRF |
| Plan Category | Travel Medical Insurance |
| Plan Type | FIXED Coverage |
| PPO Network | United healthcare PPO |
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
| Urgent Care | Covered with $25 copay |
| Surgical Treatment | Age 0-69 : For $50,000 Policy Maximum : Up to $1,000 For $100,000 Policy Maximum : Up to $1,100 For $150,000 Policy Maximum : Up to $1,200 Age 70-99 : For $50,000 Policy Maximum : Up to $1,000 For $100,000 Policy Maximum : Up to $1,100 |
| Prescription Drugs / Medicines | Age 0-69 : For $50,000 Policy Maximum : Up to $100 For $100,000 Policy Maximum : Up to $150 For $150,000 Policy Maximum : Up to $200 Age 70-99 : For $50,000 Policy Maximum : Up to $100 For $100,000 Policy Maximum : Up to $150 |
| Lab & X-rays | Age 0-69 : For $50,000 Policy Maximum : Up to $400 For $100,000 Policy Maximum : Up to $650 For $150,000 Policy Maximum : Up to $750 Age 70-99 : For $50,000 Policy Maximum : Up to $400 For $100,000 Policy Maximum : Up to $650 |
In-Patient
Medical treatment that includes an overnight stay at a hospital.
| Hospital Room and Board | Age 0-69 : For $50,000 Policy Maximum : Up to $1,300 per day to a maximum of 30 days For $100,000 Policy Maximum : Up to $1,750 per day to a maximum of 30 days For $150,000 Policy Maximum : Up to $1,900 per day to a maximum of 30 days Age 70-99 : For $50,000 Policy Maximum : Up to $1,300 per day to a maximum of 30 days For $100,000 Policy Maximum : Up to $1,750 per day to a maximum of 30 days |
| Hospital Intensive Care Unit | Age 0-69 : For $50,000 Policy Maximum : Up to an additional $525 per day to a maximum of 8 days For $100,000 Policy Maximum : Up to an additional $750 per day to a maximum of 8 days For $150,000 Policy Maximum : Up to an additional $850 per day to a maximum of 8 days Age 70-99 : For $50,000 Policy Maximum : Up to an additional $525 per day to a maximum of 8 days For $100,000 Policy Maximum : Up to an additional $750 per day to a maximum of 8 days |
Emergency Services
Hospital emergency services (certain limits may apply).
| Ambulance Expenses | Age 0-69 : For $50,000 Policy Maximum : Up to $400 For $100,000 Policy Maximum : Up to $450 For $150,000 Policy Maximum : Up to $500 Age 70-99 : For $50,000 Policy Maximum : Up to $400 For $100,000 Policy Maximum : Up to $450 |
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
| Acute, spontaneous and unexpected pain | Age 0-69 : For $50,000 Policy Maximum : Up to $450 For $100,000 Policy Maximum : Up to $500 For $150,000 Policy Maximum : Up to $550 Age 70-99 : For $50,000 Policy Maximum : Up to $450 For $100,000 Policy Maximum : Up to $500 |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | Age 0-69 : For $50,000 Policy Maximum : Up to $15,000 For $100,000 Policy Maximum : Up to $20,000 For $150,000 Policy Maximum : Up to $25,000 Age 70-99 : For $50,000 Policy Maximum : Up to $15,000 For $100,000 Policy Maximum : Up to $20,000 |
| Trip Interruption | $1,000 |
Life Coverage
Life coverage
| AD&D | $25,000 |
INF STANDARD X FAQS
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What is INF Standard X insurance?
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Who is eligible for INF Standard X insurance?
This plan is available to non-U.S. citizens and non-U.S. permanent residents aged 0 to 99 years, traveling to the United States, Canada, Mexico, or worldwide destinations outside their home country. INF Standard X is not available to U.S. residents.
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What are the coverage limits for INF Standard X insurance?
INF Standard X offers the following coverage options:
Ages 0–69:Policy Maximum: Up to $150,000 per accident or sickness.
Deductible Options: $75, $100, $250, $500, $1,000, $2,500, or $5,000 per covered accident or sickness.
Ages 70–99:
Policy Maximum: Up to $100,000 per accident or sickness.
Deductible Options: $100, $250, $500, $1,000, $2,500, or $5,000 per covered accident or sickness.
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Does INF Standard X insurance utilizes PPO Network?
Yes, INF Standard X utilizes the United HealthCare PPO Network..
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Does the plan cover pre-existing conditions?
No, INF Standard X does not provide coverage for pre-existing conditions. This plan is designed to cover new illnesses and accidents that occur after the policy's effective date.
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What additional benefits does INF Standard X offer?
In addition to standard medical coverage, INF Standard X includes:
Emergency Medical Evacuation: Up to $25,000 per certificate period.Repatriation of Remains: Up to $20,000 per certificate period.
Accidental Death & Dismemberment (AD&D): Principal sum of $25,000.
Urgent Care Copay: $25 in-network copay.
Careington Discount Program: Access to discounts on dental, vision, prescription, and hearing services in the United States.
DoctorPlease Telehealth Service: Access to virtual consultations with healthcare providers for non-life-threatening conditions.
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How long can I purchase INF Standard X coverage for?
Coverage can be purchased for a minimum of 30 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed, up to the maximum duration.
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How do I file a claim with INF Standard X insurance?
To file a claim, complete the INF Standard X Claim Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted online through the plan administrator's website or via mail. For detailed instructions and contact information, refer to the INF Standard X Claims Process.