Safe Travels International Cost Saver is a comprehensive travel medical insurance plan designed for non-U.S. citizens traveling outside their home country, excluding travel to the United States.This plan provides coverage for unexpected medical expenses, emergency medical evacuation, and other essential benefits during your international travels.
Safe Travels International - Cost Saver
Safe Travels International - Cost Saver
The Safe Travels International Cost Saver plan provides coverage to non-US citizens traveling outside their home country and not traveling to the United States. The plan offers travel medical and other benefits, including benefits for unexpected recurrence of Pre-existing Conditions. The Safe Travels International Cost Saver plan can be purchased for a minimum of five days and up to a maximum of 364 days. The plan may be extended (if purchased for a minimum of five days) with uninterrupted coverage for up to 364. A $10 minimum premium applies. The plan is not valid for travel from, in, or to the United States of America. This plan is not available to US citizens, or anyone who has been outside their home country for more than 365 days before the start of the coverage. The plan does not offer coverage for COVID-19 To get a free no-obligation quote for the plan use the customized Quotes & Buy Button below.
Key Highlights
- Offers coverage for Unexpected Recurrence of a Pre-Existing Condition
- Accident and sickness medical policy maximum choices $50,000 to $1,000,000
- Deductible choices $0 to $5,000
- Co-insurance after the deductible, 80% of the first $5,000 then 100% up to the policy maximum
- Emergency Medical Evacuation up to $2,000,000
- Repatriation of Remains up to $1,000,000
- Medically Necessary Repatriation, Political and Natural Disaster Evacuation, Emergency Reunion, Lost Baggage, Accidental Death & Dismemberment
Note:
Please review Safe Travels International - Cost Saver policy documents for complete coverage and exclusions.
Best Suitable Plan For
Plan Details
| Insurance Provider | Trawick International |
| Plan Underwriter | C&F Crum & Forster |
| Plan Category | Travel Medical Insurance |
| Plan Type | Comprehensive Coverage |
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
| Dr. / Physician Visit | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
| Urgent Care | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
| Surgical Treatment | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
| Prescription Drugs / Medicines | 80% of first $5,000, 100% thereafter |
| Lab & X-rays | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
| Physical Therapy | $50 per day, up to 10 visits per Policy Period |
In-Patient
Medical treatment that includes an overnight stay at a hospital.
| Hospital Room and Board | In-Network Not Available Out-Network Average semi-private room and rate |
| Surgical Treatment | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
| Hospital Intensive Care Unit | Three times the average semi private room rate. |
| Dr. / Physician Visit | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
Emergency Services
Hospital emergency services (certain limits may apply).
| Ambulance Expenses | In-Network Not Available Out-Network Up to policy maximum |
| Emergency Room | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
| Acute, spontaneous and unexpected pain | $500 Covered |
| Accidental emergency | $500 Covered |
| Dental Emergency | Up to $500 |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | Up to $1,000,000 |
| Return of mortal remains | 100% of Covered Expenses |
| Emergency Reunion | $15,000 Per policy period |
| Return of minor child(ren) | Yes, Up to $5000 |
| Trip Interruption | Up to $7,500 |
| Loss of checked baggage | Yes, Up to $300 ($75/article) |
| US Border Entry Protection | Not covered |
| Return of Mortal Remains | Up to $50,000 |
| Trip Delay | No coverage |
| Lost Luggage | Upto $1,000 |
| Terrorism | No coverage |
| Personal Liability | No coverage |
| Identity Theft | No coverage |
| Legal Fees | No coverage |
| Lost or Stolen Passport | No coverage |
| Missed Connection | No coverage |
Life Coverage
Life coverage
| AD&D | $25,000 Optional Rider available (see brochure for details) |
| Common Carrier Accidental Death | $25,000 Optional Rider available (see brochure for details) |
Support
Support
| 24-Hrs Emergency Assistance | Yes. Contact Number and details can be found on the ID card. |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | This plan does not offer coverage for Covid-19 treatment or services |
| Pre-Existing Conditions | Unexpected Recurrence of a Pre-existing Condition; up to $2,500 |
| Maternity | Emergency medical treatment of pregnancy up to $2500 per policy period |
| General Physical full Checkup | Not Covered |
| Terrorism Coverage | Not Covered |
| Brochure | See plan brochure |
| Doctor Wellness Visit | No Coverage |
| Preferred Rates | Not Available |
Medical Coverage
Medical coverage details.
| Eligible Medical Expenses | In-Network Not Available Out-Network 80% of first $5,000, 100% thereafter |
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
| Pre-Existing Conditions | Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions: Pre-Existing Diabetes: Not Covered Pre-Existing Hypertension: Not Covered Pre-Existing Heart Conditions: Not Covered Please review your policy document for any other limits or exclusions. |
| Acute onset Pre-Existing Condition | up to $1,000 : Age 69 and below |
COVID-19 Benefits
Covid-19 related benefits and coverage
| COVID-19 Medical Coverage | No Coverage |
| COVID-19 Testing | No Coverage |
| COVID-19 Vaccine/Booster | No Coverage |
| COVID-19 Quarantine Coverage | No Coverage |
Safe Travels International - Cost Saver FAQS
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What is Safe Travels International Cost Saver insurance?
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Who is eligible for Safe Travels International Cost Saver insurance?
This plan is available to non-U.S. citizens and non-U.S. residents traveling outside their home country, provided the travel does not include the United States. Coverage is available for individuals aged 14 days to 89 years. It's important to note that this plan is not available to anyone who has been residing outside their home country for more than 365 days prior to the coverage starting.
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What are the coverage limits for Safe Travels International Cost Saver insurance?
Safe Travels International Cost Saver offers the following policy maximum options:
Ages 14 days to 69 years: $50,000; $100,000; $250,000; $500,000; $1,000,000Ages 70 to 89 years: $50,000
Deductible options range from $0 to $5,000 per period of insurance. After the deductible, the plan pays 80% of the first $5,000, then 100% up to the policy maximum.
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Does Safe Travels International Cost Saver insurance cover COVID-19?
No, Safe Travels International Cost Saver does not cover expenses related to COVID-19, SARS-CoV-2, or any mutation or variation thereof.
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Does the plan cover pre-existing conditions?
Yes, Safe Travels International Cost Saver provides coverage for the unexpected recurrence of pre-existing conditions up to $2,500 for individuals aged 69 and under. For travelers aged 70 and above, this benefit is not available. To qualify, the condition must occur spontaneously and without advance warning, be of short duration, rapidly progressive, and require urgent and immediate medical care within 24 hours of occurrence.
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What additional benefits does Safe Travels International Cost Saver offer?
Beyond standard medical coverage, Safe Travels International Cost Saver includes:
Emergency Medical Evacuation: Up to $2,000,000 per period of insurance.Medically Necessary Repatriation: Up to $15,000 per period of insurance.
Emergency Reunion: Up to $15,000 per period of insurance.
Repatriation of Mortal Remains: Up to $50,,000 per period of insurance.
Trip Interruption: Up to $7,500 per period of insurance.
Lost Checked Baggage: Up to $1,000 per period of insurance.
Accidental Death & Dismemberment (AD&D): Principal sum of $25,000.
Emergency Medical Treatment of Pregnancy: Up to $2,500.
Mental or Nervous Disorder Treatment: Up to $2,500.
Dental Treatment for Injury to Sound Natural Teeth: Up to $500.
These benefits are designed to provide comprehensive coverage and support during your international travels.
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How long can I purchase Safe Travels International Cost Saver coverage for?
Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. The policy is renewable with uninterrupted coverage for up to 2 years (730 days), allowing travelers to extend their coverage as needed.
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How do I file a claim with Safe Travels International Cost Saver insurance?
To file a claim, complete the Safe Travels International Cost Saver Claims Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted via mail or email to the claims administrator.