Safe Travels International is a comprehensive travel medical insurance plan designed for non-U.S. citizens traveling outside their home country, excluding travel to the United States. Offered by Trawick International and underwritten by Zurich Insurance Europe AG Belgian branch, this plan provides coverage for unexpected medical expenses, emergency medical evacuation, and other essential benefits during your international travels.
Safe Travels International
Safe Travels International
Safe Travels USA Cost Saver is a international comprehensive travel medical insurance plan designed for non-U.S. citizens who reside outside the USA and are traveling outside their home country to visit solely the U.S. or to visit a combination of U.S. and other countries worldwide. The plan is suitable for budget-conscious travelers seeking comprehensive coverage benefits at an affordable price. It offers coverage from 5 days up to 364 days. The minimum age for coverage is 14 days old and up to 89 years old. The plan offers policy maximums ranging from $50,000 to $1,000,000 and a wide choice of deductibles options ranging from $0 to $5,000. After the deductible is satisfied the plan pays 80% of the first $5,000 eligible medical expenses then 100% thereafter. It also offers coverage for unexpected recurrence of a pre-existing condition. The plan provides coverage for medical expenses, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death and dismemberment. The plan uses the First Health PPO network, a widely recognized PPO network all over the U.S. Safe Travels USA does not offer COVID-19 coverage. Safe Travels USA Cost Saver is underwritten by Crum and Forster SPC, rated A by A.M. Best.
Key Highlights
- Insurance for up to $1,000,000 in accident and sickness medical expenses
- Emergency Medical Evacuation, Medically Necessary Repatriation, Repatriation of Remains
- Political and Natural Disaster Evacuation
- Covid-19 expenses are covered and treated as any other sickness
- Limited Coverage for an unexpected recurrence of a Pre-Existing Condition
- Trip Delay $2,000
- Optional Upgrades: Trip Delay Maximum Upgrade, Increased AD&D and Sports Activity Coverage
Note:
Please review Safe Travels International policy documents for complete coverage and exclusions.
Best Suitable Plan For
Plan Details
| Insurance Provider | Trawick International |
| Plan Underwriter | C&F Crum & Forster |
| Plan Category | Travel Medical Insurance |
| Plan Type | Comprehensive Coverage |
| PPO Network | First Health |
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
| Dr. / Physician Visit | In-Network Not Available Out-Network 100% up to policy maximum |
| Urgent Care | In-Network Not Available Out-Network 100% up to policy maximum |
| Surgical Treatment | In-Network Not Available Out-Network 100% up to policy maximum |
| Prescription Drugs / Medicines | 100% up to policy maximum |
| Lab & X-rays | In-Network Not Available Out-Network 100% up to policy maximum |
| Physical Therapy | After the deductible, plan pays 100% up to the policy maximum. |
In-Patient
Medical treatment that includes an overnight stay at a hospital.
| Hospital Room and Board | In-Network Not Available Out-Network Average semi-private room and rate |
| Surgical Treatment | In-Network Not Available Out-Network 100% up to policy maximum |
| Hospital Intensive Care Unit | After the deductible, plan pays 100% up to the policy maximum. |
| Drug/Alcohol Abuse | Not Covered |
| Dr. / Physician Visit | In-Network Not Available Out-Network 100% up to Policy Maximum |
Emergency Services
Hospital emergency services (certain limits may apply).
| Ambulance Expenses | In-Network Not Available Out-Network Up to policy maximum |
| Emergency Room | In-Network Not Available Out-Network 100% up to Policy Maximum |
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
| Acute, spontaneous and unexpected pain | Up to $500 |
| Accidental emergency | Not Covered |
| Dental Emergency | Up to $500 |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | Up to $1,000,000 |
| Return of mortal remains | $50,000 |
| Emergency Reunion | $15,000 |
| Return of minor child(ren) | $5,000 |
| Trip Interruption | Up to $7,500 |
| Loss of checked baggage | Up to $1,000 |
| Return of Mortal Remains | Up to $50,000 |
| Trip Delay | Up to $2,000. $150 per day after 6 hour delay period |
| Lost Luggage | Upto $1,000 |
| Terrorism | No coverage |
| Personal Liability | No coverage |
| Identity Theft | No coverage |
| Legal Fees | No coverage |
| Lost or Stolen Passport | No coverage |
| Missed Connection | No coverage |
Life Coverage
Life coverage
| AD&D | $25,000 |
Support
Support
| 24-Hrs Emergency Assistance | Yes. Contact Number and details can be found on the ID card. |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | Covers COVID-19 like any other eligible medical condition. |
| Cataract Surgery | Not Covered |
| Cancer | Not Covered |
| Cardiac | Not Covered |
| Mental Illness | Not Covered |
| Alzheimer's Desease | Not Covered |
| Hazardous Sports Coverage | Not Covered |
| Pre-Existing Conditions | Up to $20,000 of covered expenses up to age 65 Up to $10,000 of covered expenses for age 65 and over |
| Maternity | Not Covered |
| Brochure | Safe Travels International Insurance Brochure |
| Doctor Wellness Visit | No Coverage |
| Preferred Rates | Not Available |
Medical Coverage
Medical coverage details.
| Eligible Medical Expenses | In-Network Not Available Out-Network 100% up to policy maximum |
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
| Pre-Existing Conditions | Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions: Pre-Existing Diabetes: Not Covered Pre-Existing Hypertension: Not Covered Pre-Existing Heart Conditions: Not Covered Please review your policy document for any other limits or exclusions. |
| Acute onset Pre-Existing Condition | up to $2,500 : Age 69 and below |
COVID-19 Benefits
Covid-19 related benefits and coverage
| COVID-19 Medical Coverage | This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions. |
| COVID-19 Testing | Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date |
| COVID-19 Vaccine/Booster | No Coverage |
| COVID-19 Quarantine Coverage | No Coverage |
Safe Travels International FAQS
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What is Safe Travels International insurance?
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Who is eligible for Safe Travels International insurance?
This plan is available to non-U.S. citizens and non-U.S. residents traveling outside their home country, provided the travel does not include the United States. Coverage is available for individuals aged 14 days to 89 years. It's important to note that this plan is not available to anyone who has been residing outside their home country for more than 365 days prior to the coverage starting.
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What are the coverage limits for Safe Travels International insurance?
Safe Travels International offers the following policy maximum options:
$50,000$100,000
$250,000
$500,000
$1,000,000
Deductible options range from $0 to $5,000 per period of insurance. After the deductible, the plan pays 100% of eligible medical expenses up to the policy maximum.
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Does Safe Travels International insurance cover COVID-19?
Yes, Safe Travels International covers medically necessary treatment for COVID-19, SARS-CoV-2, and any mutation or variation of SARS-CoV-2 up to the medical maximum per period of insurance, provided the illness occurs after the effective date of the policy.
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Does the plan cover pre-existing conditions?
Safe Travels International offers coverage for the unexpected recurrence of a pre-existing condition up to $2,500 for individuals under the age of 70. For travelers aged 70 and over, this benefit is not available. To qualify, the condition must occur spontaneously and without advance warning, be of short duration, rapidly progressive, and require urgent and immediate medical care. Treatment must be obtained within 24 hours of the sudden and unexpected occurrence.
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What additional benefits does Safe Travels International offer?
Beyond standard medical coverage, Safe Travels International includes:
Emergency Medical Evacuation: Up to $1,000,000Medically Necessary Repatriation: Up to $15,000
Repatriation of Remains: Up to $50,000
Emergency Reunion: Up to $15,000
Trip Delay: Up to $2,000, including accommodation expenses due to quarantine
Optional Sports Coverage: Available for certain sports activities (does not cover student, school, or club sports)
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How long can I purchase Safe Travels International coverage for?
Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. The policy is renewable with uninterrupted coverage for up to 24 consecutive months, allowing travelers to extend their coverage as needed.
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How do I file a claim with Safe Travels International insurance?
To file a claim, complete the Safe Travels International Claims Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted via mail or fax to the claims administrator. For detailed instructions and contact information, refer to the Safe Travels International Claims Process.
https://trawickinternational.com/products/safe-travels-international/