Safe Travels USA is a comprehensive travel medical insurance plan tailored for non-U.S. citizens visiting the United States or to visit a combination of US and other countries worldwide. Offered by Trawick International, it provides coverage for unexpected medical expenses, emergency medical evacuation, and other essential travel-related benefits during your stay in the U.S.
Safe Travels USA
Safe Travels USA
The Safe Travels USA plan is a comprehensive international travel medical insurance plan designed for non-US citizens who reside outside the USA and are traveling outside their home country to visit solely the U.S. or to visit a combination of U.S. and other countries worldwide. The plan is ideal for parents, family members, friends, and international tourists visiting the U.S. The plan is available from 5 days up to 364 days. The minimum age for coverage is 14 days old and up to 89 years old. It is available for policy maximums from $50,000 to $1,000,000 and various deductibles ranging from $0 to $5,000. after the deductible is satisfied the plan pays 90% of the first $2,500 eligible medical expenses then 100% up to the policy maximum. It offers coverage for unexpected recurrence of a pre-existing condition. The plan provides medical benefits such as, dental treatment, cardiac condition, emergency medical evacuation, repatriation of remains, accidental death and dismemberment. It also offers optional coverage like Return to home country and sports activity coverage. The plan covers COVID-19 like any other eligible medical condition. The plan is not designed to cover US residents and citizens. It is available for individuals aged up to 89 years. The Safe Travels USA plan is underwritten by Crum and Forster SPC and the plan administrator is TRAWICK International.
Key Highlights
- Offers coverage For Acute Onset of Pre-Existing Conditions
- Overall Maximum Limit Up to $1,000,000
- Coinsurance 90% of the first $2,500, then 100% up to the Policy Maximum
- Emergency Medical Evacuation Up to $2,000,000
- Medically Necessary Repatriation Up to $15,000
- Emergency Reunion Up to $15,000
- Political Evacuation Up to $25,000
- Well doctor visit Up to $125
- Covid-19 covered as any other illness
- Urgent Care, Prescription Drugs, Accidental Death and Dismemberment, Coma Benefit
Note:
Please review Safe Travels USA policy documents for complete coverage and exclusions.
Best Suitable Plan For
Plan Details
| Insurance Provider | Trawick International |
| Plan Underwriter | C&F Crum & Forster |
| Plan Category | Travel Medical Insurance |
| Plan Type | Comprehensive Coverage |
| PPO Network | United healthcare PPO |
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
| Dr. / Physician Visit | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
| Urgent Care | In-Network $30 copay, 90 % of first $2,500, 1000% thereafter Out-Network $30 copay, 90% of the first $2,500, 100% thereafter |
| Surgical Treatment | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
| Prescription Drugs / Medicines | 90% of first $2,500, 100% thereafter |
| Lab & X-rays | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
| Physical Therapy | In or Out of Network: plan pays 90% of the first $2,500 then 100% thereafter up to the policy maximum. |
In-Patient
Medical treatment that includes an overnight stay at a hospital.
| Hospital Room and Board | In-Network Average semi-private room and rate Out-Network Average semi-private room and rate |
| Surgical Treatment | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
| Hospital Intensive Care Unit | In or Out of Network: plan pays 90% of the first $2,500 then 100% thereafter up to the policy maximum. |
| Drug/Alcohol Abuse | Not Covered |
| Dr. / Physician Visit | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
Emergency Services
Hospital emergency services (certain limits may apply).
| Ambulance Expenses | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
| Emergency Room | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
| Acute, spontaneous and unexpected pain | $250 Covered |
| Accidental emergency | Not Covered |
| Dental Emergency | Up to $250 |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | Up to $1,000,000 |
| Return of mortal remains | Up to $50,000 |
| Emergency Reunion | $15,000 |
| Return of minor child(ren) | $5,000 |
| Trip Interruption | Up to $5,000 |
| Loss of checked baggage | $1,000 |
| Return of Mortal Remains | Up to $50,000 |
| Trip Delay | No coverage |
| Lost Luggage | Upto $1,000 |
| Terrorism | No coverage |
| Personal Liability | No coverage |
| Identity Theft | No coverage |
| Legal Fees | No coverage |
| Lost or Stolen Passport | No coverage |
| Missed Connection | No coverage |
Life Coverage
Life coverage
| AD&D | $25,000 |
Support
Support
| 24-Hrs Emergency Assistance | Yes. Contact Number and details can be found on the ID card. |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | This plan covers COVID-19 like any other covered medical condition. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions. |
| Cataract Surgery | Not Covered |
| Cancer | Not Covered |
| Cardiac | Not Covered |
| Mental Illness | Not Covered |
| Alzheimer's Desease | Not Covered |
| Hazardous Sports Coverage | Not Covered |
| Pre-Existing Conditions | Up to $1,000 for an Unexpected recurrence of a pre-existing conditions |
| Maternity | Not Covered |
| General Physical full Checkup | Not Covered |
| Terrorism Coverage | Not Covered |
| Brochure | Safe Travels USA Insurance Brochure |
| Doctor Wellness Visit | Up $125 |
| Preferred Rates | Not Available |
Medical Coverage
Medical coverage details.
| Eligible Medical Expenses | In-Network 90% of first $2,500, 100% thereafter Out-Network 90% of first $2,500, 100% thereafter |
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
| Pre-Existing Conditions | Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions: Pre-Existing Diabetes: Not Covered Pre-Existing Hypertension: Not Covered Pre-Existing Heart Conditions: Not Covered Please review your policy document for any other limits or exclusions. |
| Acute onset Pre-Existing Condition | up to $1,000 : Age 69 and below |
COVID-19 Benefits
Covid-19 related benefits and coverage
| COVID-19 Medical Coverage | This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions. |
| COVID-19 Testing | Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date |
| COVID-19 Vaccine/Booster | No Coverage |
| COVID-19 Quarantine Coverage | No Coverage |
Safe Travels USA FAQS
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What is Safe Travels USA insurance?
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Who is eligible for Safe Travels USA insurance?
This plan is available to non-U.S. citizens who are traveling to the United States for tourism, business, or medical purposes. Coverage is offered to travelers aged 14 days to 89 years. The plan is not available to U.S. citizens or individuals who have been residing in the U.S. for more than 364 days prior to the effective date.
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What are the coverage options for Safe Travels USA insurance?
Safe Travels USA offers policy maximums ranging from $50,000 to $1,000,000, depending on the traveler's age. Deductible options include $0, $50, $100, $250, $500, $1,000, $2,500, and $5,000 per certificate period. The plan provides 90% coverage of the first $2,500 in eligible expenses, then 100% up to the policy maximum.
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Does Safe Travels USA insurance cover COVID-19?
Yes, Safe Travels USA covers medical expenses related to COVID-19 the same as any other illness, provided the illness occurs after the effective date of the policy.
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Does the plan cover pre-existing conditions?
The plan offers limited coverage for the unexpected recurrence of pre-existing conditions up to $1,000 for travelers under age 70. For travelers aged 70 and above, coverage for pre-existing conditions is not available.
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What additional benefits does Safe Travels USA insurance provide?
Beyond standard medical coverage, the plan includes:
Emergency medical evacuationTrip interruption
Return of minor children
Return of mortal remains
Common carrier accidental death
Accidental death & dismemberment
Natural disaster evacuation
Felonious assault
Lost/stolen baggage and personal items
Identity theft assistance
Optional athletic sports coverage
Optional home country coverage
These benefits ensure comprehensive protection during your travels.
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How long can I purchase Safe Travels USA coverage for?
Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed, up to the maximum duration.
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How do I file a claim with Safe Travels USA insurance?
To file a claim, complete the Claimant's Statement and Authorization form and submit it along with supporting documents such as itemized bills and medical records. Claims can be submitted via the Member Portal or by contacting the plan administrator directly.