Travel Medical USA Visitor Choice

Travel Medical USA Visitor Choice

Travel Medical USA Visitor Choice is a comprehensive travel medical insurance plan designed for non-U.S. residents visiting the United States. The plan provides coverage for eligible medical expenses including hospitalization, physician visits, emergency medical evacuation, and other travel-related benefits. With flexible policy maximum and deductible options, travelers can choose coverage that fits their needs and budget. Available for coverage periods from 5 days up to 364 days, this plan is a reliable choice for visitors seeking quality medical protection during their stay in the U.S.

Key Highlights

  • COVID-19 coverage included
  • After the deductible, plan pays fixed amounts per service and treatments
  • Coverage duration options between 5 days and 364 days
  • No PPO network, visit any doctor
Note:

Please review Travel Medical USA Visitor Choice policy documents for complete coverage and exclusions.

  • Plan Details
  • Out-Patient
  • In-Patient
  • Emergency Services
  • Dental Coverage
  • Travel Coverage
  • Other
  • Medical Coverage
  • Pre-existing Conditions
  • COVID-19 Benefits

Plan Details

Insurance Provider Seven Corners
Plan Underwriter C&F Crum & Forster
Plan Category Travel Medical Insurance
Plan Type Comprehensive Coverage

Out-Patient

Medical treatment that does not include an overnight stay at a hospital.

Dr. / Physician Visit Up to $100 per visit. 30 visits max.
Urgent Care Up to $100 per visit. 30 visits max.
Surgical Treatment Up to $5,000
Prescription Drugs / Medicines Up to $350
Lab & X-rays Up to $3,000

In-Patient

Medical treatment that includes an overnight stay at a hospital.

Hospital Room and Board Up to $2,000, 30 days maximum
Surgical Treatment Up to $5,000
Dr. / Physician Visit Up to $100 per visit. 30 visits max.

Emergency Services

Hospital emergency services (certain limits may apply).

Ambulance Expenses Up to $500
Emergency Room Up to $600

Dental Coverage

Treatment for injury to or acute and spontaneous pain in sound natural teeth.

Dental Emergency Up to $750

Travel Coverage

Travel-related coverage

Emergency Medical Evacuation / Repatriation Up to $100,000
Trip Interruption No Coverage
US Border Entry Protection Not covered
Return of Mortal Remains Up to $25,000
Trip Delay No coverage
Lost Luggage No coverage
Terrorism Up to $50,000
Personal Liability No coverage
Identity Theft No coverage
Legal Fees No coverage
Lost or Stolen Passport No coverage
Missed Connection No coverage

Other

Other types of coverage not mentioned above.

Doctor Wellness Visit No Coverage
Preferred Rates Not Available

Medical Coverage

Medical coverage details.

Eligible Medical Expenses In-Network
Not Available
Out-Network
Limited travel medical plans pay a pre-defined fixed limit per treatment & services

Pre-existing Conditions

Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.

Pre-Existing Conditions Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:


Pre-Existing Diabetes: Not Covered
Pre-Existing Hypertension: Not Covered
Pre-Existing Heart Conditions: Not Covered


Please review your policy document for any other limits or exclusions.
Acute onset Pre-Existing Condition Up to $75,000 ages 1 to 69, & $25,000 ages 70 to 79

COVID-19 Benefits

Covid-19 related benefits and coverage

COVID-19 Medical Coverage This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions.
COVID-19 Testing Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date
COVID-19 Vaccine/Booster Not Available
COVID-19 Quarantine Coverage No Coverage